{ "dataset": "cryptobanking.news bank adoption tracker", "url": "https://cryptobanking.news/banks/", "generatedAt": "2026-10-23T21:44:31.722Z", "license": { "name": "CC BY 4.0", "url": "https://creativecommons.org/licenses/by/4.0/", "attribution": "Attribute “cryptobanking.news” with a link to https://cryptobanking.news. Quoted source text remains the property of its publishers." }, "initiatives": [ { "id": "hsbc-hk-stablecoin", "institutions": [ { "id": "hsbc", "name": "HSBC", "legalName": "HSBC Holdings plc / The Hongkong and Shanghai Banking Corporation Ltd", "hq": "United Kingdom / Hong Kong", "website": "https://www.hsbc.com", "lei": null } ], "name": "HSBC Hong Kong stablecoin (HSBC RedCoin)", "product": "Stablecoin issuance", "useCase": "Payments (P2P, P2M in first phase)", "assets": "HKD stablecoin HSBC RedCoin (ticker RCHKD)", "networks": null, "targetMarket": "Hong Kong", "customerType": "Retail and merchants (first phase, per HSBC)", "regulatory": { "status": "Approved / authorised", "date": "2026-04-10", "sources": [ "s-hkma-licences" ], "note": "HKMA stablecoin issuer licence (primary record)." }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2026-10-23", "sources": [ "s-hsbc-redcoin-launch" ], "note": "Available from 23 Oct 2026 on PayMe by HSBC; wallet activation for PayMe users \"in the coming days\"; HSBC HK Mobile Banking App and tokenised investment products planned \"later this year\"." }, "announced": "2026-09-30", "lastChange": "2026-10-23", "scope": "Hong Kong only.", "summary": "HSBC received one of the first two HKMA stablecoin issuer licences (Apr 2026), named its stablecoin HSBC RedCoin (Sep 2026) and made it available on PayMe by HSBC on 23 Oct 2026 for P2P and merchant payments.", "regulators": [ "hkma" ], "sources": [ { "title": "HKMA grants first stablecoin issuer licences", "publisher": "Hong Kong Monetary Authority", "url": "https://www.hkma.gov.hk/eng/news-and-media/press-releases/2026/04/20260410-4/", "date": "2026-04-10", "type": "primary", "verifiedAt": null }, { "title": "HSBC names stablecoin HSBC RedCoin", "publisher": "HSBC", "url": "https://www.about.hsbc.com.hk/news-and-media/hsbc-names-stablecoin-hsbc-redcoin", "date": "2026-09-30", "type": "official-institutional", "verifiedAt": null }, { "title": "HSBC RedCoin launches today", "publisher": "HSBC", "url": "https://www.about.hsbc.com.hk/news-and-media/hsbc-redcoin-launches-today", "date": "2026-10-23", "type": "official-institutional", "verifiedAt": null } ], "items": [ "hkma-stablecoin-issuer-licences", "hsbc-names-stablecoin-redcoin", "hsbc-redcoin-launch-payme" ], "confidence": "primary", "history": [ { "date": "2026-04-10", "dimension": "regulatory", "to": "Approved / authorised", "discovered": "2026-10-22", "explanation": "HKMA granted stablecoin issuer licence.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-hkma-licences" ], "from": null }, { "date": "2026-09-30", "dimension": "commercial", "to": "Announced / exploring", "discovered": "2026-10-22", "explanation": "Product named, phased rollout announced.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-hsbc-redcoin" ], "from": null }, { "date": "2026-10-23", "dimension": "commercial", "from": "Announced / exploring", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-23", "explanation": "HSBC RedCoin (RCHKD) available from today on PayMe by HSBC; over 3.3 million PayMe users able to activate a wallet in the coming days.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 newsroom)", "sources": [ "s-hsbc-redcoin-launch" ] } ], "lastVerified": "2026-10-23" }, { "id": "sofi-earn-sofie", "institutions": [ { "id": "sofi", "name": "SoFi", "legalName": "SoFi Bank, N.A. (SoFi Technologies, Inc.)", "hq": "United States", "website": "https://www.sofi.com", "lei": null } ], "name": "SoFi Earn (SOFIE) consumer tokenized deposit", "product": "Tokenized deposits", "useCase": "Interest-bearing consumer deposit convertible 1:1 to SoFiUSD for crypto purchases and 24/7 on-chain transfers", "assets": "USD tokenized deposit (SOFIE); converts 1:1 to SoFiUSD", "networks": null, "targetMarket": "United States", "customerType": "SoFi Crypto members (consumers)", "regulatory": { "status": "Unknown / not independently confirmed", "note": "SoFi Bank, N.A. is a national bank regulated by the OCC and SOFIE is described as FDIC-insured up to applicable limits; no product-specific approval record reviewed." }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2026-10-22", "sources": [ "s-sofi-earn" ], "note": "Rolling out to SoFi Crypto members now through November, per SoFi." }, "announced": "2026-10-22", "lastChange": "2026-10-22", "lastVerified": "2026-10-23", "scope": "SoFi Crypto members in the US; rollout through November 2026.", "summary": "SoFi launched SoFi Earn (SOFIE), a tokenized deposit at SoFi Bank, N.A. earning a variable 4.40% APY with FDIC insurance up to applicable limits, convertible 1:1 to SoFiUSD.", "regulators": [ "occ" ], "sources": [ { "title": "SoFi Launches SoFi Earn (SOFIE), the First and Only National Bank-Issued Tokenized Deposit for Consumers", "publisher": "SoFi Technologies (via Business Wire on Nasdaq.com)", "url": "https://www.nasdaq.com/press-release/sofi-launches-sofi-earn-sofie-first-and-only-national-bank-issued-tokenized-deposit", "date": "2026-10-22", "type": "official-institutional", "verifiedAt": null } ], "items": [ "sofi-earn-sofie-tokenized-deposit" ], "confidence": "official-institutional", "history": [ { "date": "2026-10-22", "dimension": "commercial", "from": null, "to": "Live — commercial, within explicit scope", "discovered": "2026-10-23", "explanation": "Launch announced; rolling out to SoFi Crypto members now through November.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 newsroom)", "sources": [ "s-sofi-earn" ] } ] }, { "id": "jpm-coin-jpmd", "institutions": [ { "id": "jpmorgan", "name": "J.P. Morgan (Kinexys)", "legalName": "JPMorgan Chase Bank, N.A.", "hq": "United States", "website": "https://www.jpmorgan.com/kinexys", "lei": null } ], "name": "JPM Coin (JPMD) USD deposit token on public blockchains", "product": "Tokenized deposits", "useCase": "Institutional payments and settlement", "assets": "USD deposit token", "networks": "Public blockchains (Ethereum added Oct 2026)", "targetMarket": "United States / global institutional", "customerType": "Institutional clients", "regulatory": { "status": "Unknown / not independently confirmed", "note": "No regulator approval record reviewed; deposit token issued by a bank under existing banking licence (not verified for this entry)." }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2025-11-12", "sources": [ "s-jpm-jpmd" ] }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2025-11-12", "sources": [ "s-jpm-jpmd" ], "note": "Available to institutional clients only per J.P. Morgan." }, "announced": "2025-11-12", "lastChange": "2026-10-19", "scope": "Institutional clients; not retail.", "summary": "J.P. Morgan’s Kinexys made JPM Coin, a USD deposit token, available to institutional clients on a public blockchain and extended it to Ethereum in October 2026.", "regulators": [], "sources": [ { "title": "JPM Coin USD deposit token for institutional clients", "publisher": "J.P. Morgan", "url": "https://www.jpmorgan.com/payments/newsroom/jpm-coin-usd-deposit-token-institutional-clients", "date": "2025-11-12", "type": "official-institutional", "verifiedAt": null }, { "title": "JPM Coin live on Ethereum", "publisher": "J.P. Morgan", "url": "https://www.jpmorgan.com/payments/newsroom/jpm-coin-live-on-ethereum", "date": "2026-10-19", "type": "official-institutional", "verifiedAt": null } ], "items": [ "jpm-coin-jpmd-institutional", "jpm-coin-live-on-ethereum" ], "confidence": "official-institutional", "history": [ { "date": "2025-11-12", "dimension": "technical", "to": "Live — restricted / specific counterparties", "discovered": "2026-10-22", "explanation": "JPMD made available to institutional clients on a public blockchain.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-jpm-jpmd" ], "from": null }, { "date": "2026-10-19", "dimension": "technical", "to": "Live — restricted / specific counterparties", "discovered": "2026-10-22", "explanation": "Scope change: extended to Ethereum, its second public blockchain (status unchanged).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-jpm-eth" ], "from": "Live — restricted / specific counterparties" } ], "lastVerified": "2026-10-22" }, { "id": "japan-megabanks-joint-stablecoin", "institutions": [ { "id": "mufg", "name": "MUFG Bank", "legalName": "MUFG Bank, Ltd.", "hq": "Japan", "website": "https://www.bk.mufg.jp/global/", "lei": null }, { "id": "smbc", "name": "SMBC", "legalName": "Sumitomo Mitsui Banking Corporation", "hq": "Japan", "website": "https://www.smbc.co.jp/global/", "lei": null }, { "id": "mizuho", "name": "Mizuho Bank", "legalName": "Mizuho Bank, Ltd.", "hq": "Japan", "website": "https://www.mizuhogroup.com", "lei": null } ], "institutionsMentioned": [ "Progmat (issuance infrastructure)" ], "name": "Three-megabank jointly issued yen stablecoin (trust-type, PSA)", "product": "Stablecoin issuance", "useCase": "Corporate cross-border and domestic payments (PoC with Mitsubishi Corporation)", "assets": "JPY stablecoin issued as specified trust receivable rights (Payment Services Act)", "networks": "Blockchain platform provided by SMBC, built by TISI (PoC)", "targetMarket": "Japan", "customerType": "Corporate clients (PoC: Mitsubishi Corporation)", "regulatory": { "status": "Unknown / not independently confirmed", "note": "FSA selected the PoC as a supported project of its FinTech PoC Hub / Payment Innovation Project (Nov 2025); this is support, not an authorisation." }, "technical": { "status": "Pilot / proof of concept", "date": "2026-10-16", "sources": [ "s-mutb-poc-2026" ], "note": "PoC conducted 17–23 July 2026; completion announced 16 Oct 2026." }, "commercial": { "status": "Announced / exploring", "date": "2026-06-10", "sources": [ "s-mizuho-sc-fy2026" ], "note": "The three banks aim to launch live transactions during fiscal year 2026." }, "announced": "2025-11-07", "lastChange": "2026-10-16", "lastVerified": "2026-10-24", "scope": "Proof of concept; live transactions targeted within FY2026 (no date given).", "summary": "MUFG Bank, Mizuho Bank and SMBC, with Mitsubishi UFJ Trust and Banking as agent trustee, completed a July 2026 proof-of-concept of a jointly issued yen stablecoin for cross-border payments, selected by Japan's FSA as the first Payment Innovation Project case, and aim for live transactions in fiscal year 2026.", "regulators": [], "sources": [ { "title": "Press Conference by KATAYAMA Satsuki, Minister of State for Financial Services (November 7, 2025)", "publisher": "Financial Services Agency (Japan)", "url": "https://www.fsa.go.jp/en/conference/minister/2025/20251107.html", "date": "2025-11-07", "type": "primary", "verifiedAt": "2026-10-23T21:24:02.891Z" }, { "title": "Joint Stablecoin Issuance and Advanced Cross-border Payments Proof-of-Concept Approved for Support by the Financial Service Agency of Japan for FinTech PoC Hub", "publisher": "Mitsubishi UFJ Trust and Banking (joint release)", "url": "https://www.tr.mufg.jp/english/pressreleases/pdf/20251107_1.pdf", "date": "2025-11-07", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:02.376Z" }, { "title": "On the Launch of Live Transactions of a Three-Bank Jointly Issued Stablecoin in FY2026 and the Establishment of a Council", "publisher": "Mizuho Bank, MUFG Bank, SMBC (joint release)", "url": "https://library.mizuhogroup.com/asset/94b7db4c-c77e-4870-b0b0-a9e286b063f8/bk_20260610release_eng.pdf", "date": "2026-06-10", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:02.470Z" }, { "title": "Completion of Joint Stablecoin Issuance and Advanced Cross-border Payments Proof-of-Concept", "publisher": "Mitsubishi UFJ Trust and Banking (joint release)", "url": "https://www.tr.mufg.jp/english/pressreleases/pdf/20261016_1.pdf", "date": "2026-10-16", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:02.677Z" } ], "items": [ "japan-megabanks-stablecoin-poc-completed" ], "confidence": "official-institutional", "history": [ { "date": "2025-11-07", "dimension": "technical", "from": null, "to": "Developing / partnership established", "discovered": "2026-10-24", "explanation": "PoC approved for FSA FinTech PoC Hub support; Progmat provides infrastructure.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-mutb-pip-2025", "s-fsa-pip-2025" ] }, { "date": "2026-06-10", "dimension": "commercial", "from": null, "to": "Announced / exploring", "discovered": "2026-10-24", "explanation": "Banks state aim to launch live transactions in FY2026 and form a council.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-mizuho-sc-fy2026" ] }, { "date": "2026-10-16", "dimension": "technical", "from": "Developing / partnership established", "to": "Pilot / proof of concept", "discovered": "2026-10-24", "explanation": "PoC (17–23 July 2026) completed.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-mutb-poc-2026" ] } ] }, { "id": "deutsche-bank-mica-art60", "institutions": [ { "id": "deutsche-bank", "name": "Deutsche Bank", "legalName": "Deutsche Bank Aktiengesellschaft", "hq": "Germany", "website": "https://www.db.com", "lei": "7LTWFZYICNSX8D621K86" } ], "name": "MiCA Article 60 notification: custody & administration, transfer services", "product": "Custody & trading", "useCase": "custody & administration, transfer services", "assets": null, "networks": null, "targetMarket": "Germany (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2026-10-12", "sources": [ "s-esma-deutsche-bank" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2026-10-12", "scope": "Services listed in the ESMA register only.", "summary": "Deutsche Bank is listed in ESMA’s interim MiCA register with an Article 60 notification to BaFin (12/10/2026) covering custody & administration, transfer services.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: Deutsche Bank Aktiengesellschaft)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2026-10-12", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-deutsche-bank" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "bny-digital-asset-custody", "institutions": [ { "id": "bny", "name": "BNY", "legalName": "The Bank of New York Mellon Corporation", "hq": "United States", "website": "https://www.bny.com", "lei": null } ], "name": "BNY Digital Asset Custody (US; EU under MiCA)", "product": "Custody & trading", "useCase": "Institutional custody of crypto-assets", "assets": "BTC, ETH (US launch); BTC, ETH, SOL, USDC (EU, per BNY)", "networks": null, "targetMarket": "United States; European Union", "customerType": "Select institutional clients", "regulatory": { "status": "Unknown / not independently confirmed", "note": "BNY states its EU entity was added to ESMA's MiCA register in July 2026; the register entry itself has not been reviewed for this row." }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2022-10-11", "sources": [ "s-bny-custody-2022" ] }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2026-10-08", "sources": [ "s-bny-custody-2022", "s-bny-custody-eu-2026" ], "note": "Select clients only, per BNY." }, "announced": "2022-10-11", "lastChange": "2026-10-08", "lastVerified": "2026-10-23", "scope": "Select institutional clients; not retail.", "summary": "BNY's Digital Asset Custody platform went live in the US in October 2022 for select clients holding bitcoin and ether, and in October 2026 BNY extended it to select EU institutions under MiCA.", "regulators": [], "sources": [ { "title": "BNY Mellon Launches New Digital Asset Custody Platform", "publisher": "BNY", "url": "https://www.bny.com/corporate/global/en/about-us/newsroom/press-release/bny-mellon-launches-new-digital-asset-custody-platform-130305.html", "date": "2022-10-11", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:54.664Z" }, { "title": "BNY Expands Digital Asset Custody Platform in Europe", "publisher": "BNY", "url": "https://www.bny.com/corporate/global/en/about-us/newsroom/press-release/bny-expands-digital-asset-custody-platform-in-europe.html", "date": "2026-10-08", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:55.119Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2022-10-11", "dimension": "commercial", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-23", "explanation": "US platform live for select clients (bitcoin, ether).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-bny-custody-2022" ] }, { "date": "2026-10-08", "dimension": "commercial", "from": "Live — restricted / specific counterparties", "to": "Live — restricted / specific counterparties", "discovered": "2026-10-23", "explanation": "Scope change: expanded to select EU institutions under MiCA (status unchanged).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-bny-custody-eu-2026" ] } ] }, { "id": "citi-token-services", "institutions": [ { "id": "citi", "name": "Citi", "legalName": "Citigroup Inc.", "hq": "United States", "website": "https://www.citigroup.com", "lei": null } ], "name": "Citi Token Services for Cash", "product": "Tokenized deposits", "useCase": "24/7 cross-border liquidity and payments between Citi branches", "assets": "Tokenized deposits (USD, EUR)", "networks": "Private permissioned blockchain owned by Citi", "targetMarket": "US, Ireland, Hong Kong, Singapore, UK, Japan, UAE", "customerType": "Corporate and financial-institution clients", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2024-10-10", "sources": [ "s-citi-2024" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2026-09-28", "sources": [ "s-citi-2024", "s-citi-2026" ], "note": "Live in seven markets per Citi (Sep 2026)." }, "announced": "2023-09-18", "lastChange": "2026-09-28", "scope": "Citi institutional clients with accounts in the seven named markets; clients do not hold tokens.", "summary": "Citi moved Citi Token Services for Cash from pilot to a live commercial solution in October 2024 and says it is live in seven markets after adding Japan and the UAE in September 2026.", "regulators": [], "sources": [ { "title": "Citi Develops New Digital Asset Capabilities for Institutional Clients", "publisher": "Citi", "url": "https://www.citigroup.com/global/news/press-release/2023/citi-develops-new-digital-asset-capabilities-for-institutional-clients", "date": "2023-09-18", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:46.761Z" }, { "title": "Citi Token Services Marks New Milestone", "publisher": "Citi", "url": "https://www.citigroup.com/global/news/press-release/2024/citi-token-services-marks-new-milestone", "date": "2024-10-10", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:46.973Z" }, { "title": "Citi Token Services Expands Global Footprint into Japan and UAE", "publisher": "Citi", "url": "https://www.citigroup.com/global/news/press-release/2026/citi-token-services-expands-global-footprint-japan-united-arab-emirates", "date": "2026-09-28", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:47.183Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2023-09-18", "dimension": "technical", "to": "Pilot / proof of concept", "discovered": "2026-10-22", "explanation": "Created and piloted for cash management and trade finance.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-citi-2023" ], "from": null }, { "date": "2024-10-10", "dimension": "commercial", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-22", "explanation": "Moved from pilot to live commercial solution.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-citi-2024" ], "from": "Pilot / proof of concept" }, { "date": "2026-09-28", "dimension": "commercial", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-22", "explanation": "Scope change: Japan and UAE added (seven markets).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-citi-2026" ], "from": "Live — commercial, within explicit scope" } ], "lastVerified": "2026-10-22" }, { "id": "rbi-bitpanda-cee", "institutions": [ { "id": "raiffeisen-bank-international", "name": "Raiffeisen Bank International (RBI)", "legalName": "Raiffeisen Bank International AG", "hq": "Austria", "website": "https://www.rbinternational.com", "lei": null } ], "institutionsMentioned": [ "Bitpanda (infrastructure provider)" ], "name": "Group-wide digital asset services with Bitpanda Enterprise (CEE)", "product": "Crypto services", "useCase": "Retail access to digital assets through RBI network banks", "assets": "Crypto assets", "networks": null, "targetMarket": "Austria / Central and Eastern Europe (EU)", "customerType": "Retail customers of RBI network banks", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Developing / partnership established", "date": "2026-09-23", "sources": [ "s-rbi-bitpanda-2026" ], "note": "Group-wide framework; rollout progressive and market by market." }, "announced": "2026-09-23", "lastChange": "2026-09-23", "lastVerified": "2026-10-24", "scope": "Framework agreement; progressive rollout by market.", "summary": "RBI and Bitpanda agreed in September 2026 a group-wide framework for RBI's network banks in Central and Eastern Europe to offer digital assets to around 18 million customers via Bitpanda Enterprise, with a progressive market-by-market rollout.", "regulators": [], "sources": [ { "title": "Bitpanda and Raiffeisen Bank International expand strategic digital asset partnership", "publisher": "Raiffeisen Bank International", "url": "https://www.rbinternational.com/en/raiffeisen/media-hub/press-releases/2026/bitpanda.html", "date": "2026-09-23", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:08.330Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2026-09-23", "dimension": "commercial", "from": null, "to": "Developing / partnership established", "discovered": "2026-10-24", "explanation": "Group-wide partnership framework announced.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-rbi-bitpanda-2026" ] } ] }, { "id": "swift-shared-ledger", "institutions": [ { "id": "swift", "name": "Swift", "legalName": "S.W.I.F.T. SCRL", "hq": "Belgium (global)", "website": "https://www.swift.com", "lei": null }, { "id": "hsbc", "name": "HSBC", "legalName": "HSBC Holdings plc / The Hongkong and Shanghai Banking Corporation Ltd", "hq": "United Kingdom / Hong Kong", "website": "https://www.hsbc.com", "lei": null }, { "id": "standard-chartered", "name": "Standard Chartered", "legalName": "Standard Chartered PLC", "hq": "United Kingdom", "website": "https://www.sc.com", "lei": null } ], "name": "Swift shared blockchain ledger for tokenised-deposit cross-border payments", "product": "Tokenized deposits", "useCase": "Cross-border bank-to-bank payments", "assets": "Tokenised deposits", "networks": "Swift shared ledger", "targetMarket": "Global", "customerType": "Banks (17 participating)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2026-08-20", "sources": [ "s-hsbc-sc-tds" ], "note": "One live transaction between two banks; not a commercial service." }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2026-07-08", "lastChange": "2026-08-20", "scope": "17 participating banks.", "summary": "Swift said its blockchain ledger was ready for initial use with 17 banks preparing tokenised-deposit cross-border payment pilots; HSBC and Standard Chartered then executed a first live transaction.", "regulators": [], "sources": [ { "title": "Swift’s blockchain ledger ready for use; 17 banks set to pioneer tokenised cross-border payments", "publisher": "Swift", "url": "https://www.swift.com/news-events/press-releases/swifts-blockchain-ledger-ready-use-17-banks-set-pioneer-tokenised-cross-border-payments-trusted-global-infrastructure", "date": "2026-07-08", "type": "official-institutional", "verifiedAt": null }, { "title": "HSBC and Standard Chartered execute first live tokenised deposit transaction on Swift’s blockchain", "publisher": "HSBC", "url": "https://www.about.hsbc.com.hk/news-and-media/hsbc-and-standard-chartered-execute-first-live-tokenised-deposit-transaction-on-swifts-blockchain", "date": "2026-08-20", "type": "official-institutional", "verifiedAt": null } ], "items": [ "swift-blockchain-ledger-17-banks", "hsbc-stanchart-tokenised-deposit-swift-blockchain" ], "confidence": "official-institutional", "history": [ { "date": "2026-07-08", "dimension": "technical", "to": "Developing / partnership established", "discovered": "2026-10-22", "explanation": "Ledger ready for initial use.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-swift-ledger" ], "from": null }, { "date": "2026-08-20", "dimension": "technical", "to": "Live — restricted / specific counterparties", "discovered": "2026-10-22", "explanation": "First live bank-to-bank tokenised deposit transaction (HSBC–Standard Chartered). A single live transaction; not commercial availability.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-hsbc-sc-tds" ], "from": "Developing / partnership established" } ], "lastVerified": "2026-10-22" }, { "id": "hsbc-tokenised-deposit-service", "institutions": [ { "id": "hsbc", "name": "HSBC", "legalName": "HSBC Holdings plc / The Hongkong and Shanghai Banking Corporation Ltd", "hq": "United Kingdom / Hong Kong", "website": "https://www.hsbc.com", "lei": null } ], "name": "HSBC Tokenised Deposit Service (TDS)", "product": "Tokenized deposits", "useCase": "Corporate treasury / payments", "assets": "Tokenised deposits", "networks": null, "targetMarket": "Hong Kong, Singapore, Luxembourg, UK, US, UAE", "customerType": "Corporate and institutional clients", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2026-08-20", "sources": [ "s-hsbc-sc-tds" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2026-08-20", "sources": [ "s-hsbc-sc-tds" ], "note": "HSBC states TDS is live in six markets." }, "announced": "2026-08-20", "lastChange": "2026-08-20", "scope": "Six markets named by HSBC.", "summary": "HSBC states its Tokenised Deposit Service is live in six markets: Hong Kong, Singapore, Luxembourg, the UK, the US and the UAE.", "regulators": [], "sources": [ { "title": "HSBC and Standard Chartered execute first live tokenised deposit transaction on Swift’s blockchain", "publisher": "HSBC", "url": "https://www.about.hsbc.com.hk/news-and-media/hsbc-and-standard-chartered-execute-first-live-tokenised-deposit-transaction-on-swifts-blockchain", "date": "2026-08-20", "type": "official-institutional", "verifiedAt": null } ], "items": [ "hsbc-stanchart-tokenised-deposit-swift-blockchain" ], "confidence": "official-institutional", "history": [ { "date": "2026-08-20", "dimension": "commercial", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-22", "explanation": "Status as stated in HSBC release (first date this tracker recorded it, not launch date).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-hsbc-sc-tds" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "piraeus-bank-mica-art60", "institutions": [ { "id": "piraeus-bank", "name": "Piraeus Bank", "legalName": "PIRAEUS BANK Société Anonyme (S.A.)", "hq": "Greece", "website": "https://www.piraeusbank.gr", "lei": "213800OYHR1MPQ5VJL60" } ], "name": "MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services", "product": "Custody & trading", "useCase": "custody & administration, order execution, reception & transmission of orders, transfer services", "assets": null, "networks": null, "targetMarket": "Greece (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2026-08-07", "sources": [ "s-esma-piraeus-bank" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2026-08-07", "scope": "Services listed in the ESMA register only.", "summary": "Piraeus Bank is listed in ESMA’s interim MiCA register with an Article 60 notification to Bank of Greece (07/08/2026) covering custody & administration, order execution, reception & transmission of orders, transfer services.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: PIRAEUS BANK Société Anonyme (S.A.))", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2026-08-07", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-piraeus-bank" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "fab-ddsc-dirham-stablecoin", "institutions": [ { "id": "first-abu-dhabi-bank", "name": "First Abu Dhabi Bank", "legalName": "First Abu Dhabi Bank PJSC", "hq": "United Arab Emirates", "website": "https://www.bankfab.com", "lei": null } ], "name": "DDSC dirham stablecoin (with IHC, Sirius)", "product": "Stablecoin issuance", "useCase": "AED stablecoin on selected VARA-regulated exchanges", "assets": "AED stablecoin (DDSC)", "networks": null, "targetMarket": "United Arab Emirates", "customerType": "Exchange users (selected VARA-regulated platforms)", "regulatory": { "status": "Approved / authorised", "date": "2026-07-04", "sources": [ "s-ddsc" ], "note": "CBUAE No Objection Certificate as stated in the issuer’s press release; regulator record not reviewed (needs review)." }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2026-07-04", "lastChange": "2026-07-04", "scope": "Selected VARA-regulated exchanges.", "summary": "The DDSC dirham stablecoin, backed by FAB with IHC and Sirius, said it received a CBUAE No Objection Certificate to partner with selected VARA-regulated exchanges.", "regulators": [ "cbuae" ], "sources": [ { "title": "DDSC receives Central Bank approval to partner with selected VARA-regulated exchange platforms", "publisher": "DDSC press release (distributed via Zawya)", "url": "https://www.zawya.com/en/press-release/companies-news/ddsc-receives-central-bank-approval-to-partner-with-selected-vara-regulated-exchange-platforms-329374", "date": "2026-07-04", "type": "official-institutional", "verifiedAt": null } ], "items": [ "ddsc-cbuae-approval-vara-exchanges" ], "confidence": "needs-review", "history": [ { "date": "2026-07-04", "dimension": "regulatory", "to": "Approved / authorised", "discovered": "2026-10-22", "explanation": "CBUAE NOC per issuer press release.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-ddsc" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "qivalis-euro-stablecoin", "institutions": [ { "id": "ing", "name": "ING", "legalName": "ING Groep N.V.", "hq": "Netherlands", "website": "https://www.ing.com", "lei": null }, { "id": "unicredit", "name": "UniCredit", "legalName": "UniCredit S.p.A.", "hq": "Italy", "website": "https://www.unicreditgroup.eu", "lei": null }, { "id": "bnp-paribas", "name": "BNP Paribas", "legalName": "BNP Paribas SA", "hq": "France", "website": "https://group.bnpparibas", "lei": null }, { "id": "kbc", "name": "KBC", "legalName": "KBC Group NV", "hq": "Belgium", "website": "https://www.kbc.com", "lei": null }, { "id": "danske-bank", "name": "Danske Bank", "legalName": "Danske Bank A/S", "hq": "Denmark", "website": "https://danskebank.com", "lei": null }, { "id": "dekabank", "name": "DekaBank", "legalName": "DekaBank Deutsche Girozentrale", "hq": "Germany", "website": "https://www.deka.de", "lei": null }, { "id": "seb", "name": "SEB", "legalName": "Skandinaviska Enskilda Banken AB (publ)", "hq": "Sweden", "website": "https://sebgroup.com", "lei": null }, { "id": "raiffeisen-bank-international", "name": "Raiffeisen Bank International (RBI)", "legalName": "Raiffeisen Bank International AG", "hq": "Austria", "website": "https://www.rbinternational.com", "lei": null }, { "id": "banca-sella", "name": "Banca Sella", "legalName": "Banca Sella S.p.A.", "hq": "Italy", "website": "https://www.sella.it", "lei": null }, { "id": "bbva", "name": "BBVA", "legalName": "Banco Bilbao Vizcaya Argentaria, S.A.", "hq": "Spain", "website": "https://www.bbva.com", "lei": "K8MS7FD7N5Z2WQ51AZ71" }, { "id": "caixabank", "name": "CaixaBank", "legalName": "CAIXABANK S.A.", "hq": "Spain", "website": "https://www.caixabank.com", "lei": "7CUNS533WID6K7DGFI87" }, { "id": "dz-bank", "name": "DZ BANK", "legalName": "DZ BANK AG Deutsche Zentral-Genossenschaftsbank", "hq": "Germany", "website": "https://www.dzbank.com", "lei": "529900HNOAA1KXQJUQ27" }, { "id": "erste-group", "name": "Erste Group", "legalName": "Erste Group Bank AG", "hq": "Austria", "website": "https://www.erstegroup.com", "lei": null }, { "id": "intesa-sanpaolo", "name": "Intesa Sanpaolo", "legalName": "Intesa Sanpaolo S.p.A.", "hq": "Italy", "website": "https://group.intesasanpaolo.com", "lei": null }, { "id": "nordea", "name": "Nordea", "legalName": "Nordea Bank Abp", "hq": "Finland", "website": "https://www.nordea.com", "lei": null }, { "id": "piraeus-bank", "name": "Piraeus Bank", "legalName": "PIRAEUS BANK Société Anonyme (S.A.)", "hq": "Greece", "website": "https://www.piraeusbank.gr", "lei": "213800OYHR1MPQ5VJL60" } ], "consortium": "Qivalis", "name": "Qivalis: bank-consortium MiCA euro stablecoin", "product": "Stablecoin issuance", "useCase": "Euro-denominated on-chain payments and settlement (cross-border, programmable payments, tokenised-asset settlement)", "assets": "EUR stablecoin (e-money token under MiCA, planned)", "networks": null, "targetMarket": "EU / EEA", "customerType": "Corporate and institutional clients (per consortium releases)", "regulatory": { "status": "Unknown / not independently confirmed", "note": "Qivalis states it is pursuing authorisation from De Nederlandsche Bank (DNB) as an Electronic Money Institution; no authorisation record reviewed." }, "technical": { "status": "Developing / partnership established", "date": "2025-12-02", "sources": [ "s-qivalis-2025-12" ], "note": "Amsterdam-domiciled company incorporated; name, leadership and governance announced 2 Dec 2025." }, "commercial": { "status": "Announced / exploring", "date": "2026-05-19", "sources": [ "s-unicredit-qivalis-2025", "s-ing-qivalis-2026" ], "note": "Launch planned for the second half of 2026, subject to regulatory approval (per ING)." }, "announced": "2025-09-25", "lastChange": "2026-05-20", "lastVerified": "2026-10-24", "scope": "Founding members (Sep–Dec 2025) plus members named in the May 2026 expansion that we track; the consortium reports 37 members in total.", "summary": "A consortium of European banks formed Qivalis, an Amsterdam-based company seeking DNB authorisation as an e-money institution to issue a MiCA-compliant euro stablecoin, planned for the second half of 2026; membership grew from nine founders (Sep 2025) to 37 banks (May 2026).", "regulators": [], "sources": [ { "title": "Nine major European banks join forces to issue stablecoin", "publisher": "UniCredit", "url": "https://www.unicreditgroup.eu/en/press-media/press-releases/2025/september/nine-major-european-banks-join-forces-to-issue-stablecoin.html", "date": "2025-09-25", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:59.865Z" }, { "title": "Qivalis, joint venture of a European banking consortium, to launch euro stablecoin in the second half of 2026", "publisher": "Qivalis", "url": "https://qivalis.eu/media/pages/news/qivalis-joint-venture-of-a-european-banking-consortium-to-launch-euro-stablecoin-in-the-second-half-of-2026/a3f666806b-1781353174/20251202_press-release_announcement_qivalis.pdf", "date": "2025-12-02", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:00.293Z" }, { "title": "European banks rally behind a euro stablecoin", "publisher": "ING", "url": "https://ing.com/news/2026/european-banks-rally-behind-a-euro-stablecoin.html", "date": "2026-05-19", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:00.563Z" }, { "title": "Qivalis more than triples in size as 25 new banks join the consortium", "publisher": "Qivalis", "url": "https://qivalis.eu/media/pages/news/qivalis-more-than-triples-in-size-as-25-new-banks-join-the-consortium-accelerating-institutional-shift-towards-a-fully-regulated-euro-stablecoin/c17cdaf852-1781068424/20260520_press-release_expansion_qivalis.pdf", "date": "2026-05-20", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:00.918Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2025-09-25", "dimension": "commercial", "from": null, "to": "Announced / exploring", "discovered": "2026-10-24", "explanation": "Nine banks announce a MiCAR-compliant euro stablecoin, expected to be first issued in 2H 2026.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-unicredit-qivalis-2025" ] }, { "date": "2025-12-02", "dimension": "technical", "from": null, "to": "Developing / partnership established", "discovered": "2026-10-24", "explanation": "Qivalis incorporated in Amsterdam; BNP Paribas joined on 1 Dec 2025.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-qivalis-2025-12" ] }, { "date": "2026-05-20", "dimension": "commercial", "from": "Announced / exploring", "to": "Announced / exploring", "discovered": "2026-10-24", "explanation": "Scope change: 25 more banks join (37 in total), incl. Erste Group, Intesa Sanpaolo, Nordea and Piraeus (status unchanged).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-qivalis-2026-05", "s-ing-qivalis-2026" ] } ] }, { "id": "swissquote-mica-casp", "institutions": [ { "id": "swissquote-bank-europe", "name": "Swissquote Bank Europe", "legalName": "Swissquote Bank Europe SA", "hq": "Luxembourg", "website": "https://www.swissquote.com/en-lu/private", "lei": "549300M2IHOB9P5WE714" } ], "name": "MiCA CASP authorisation (custody, execution, transfer)", "product": "Custody & trading", "useCase": "Crypto-asset custody, order execution and transfers for clients", "assets": null, "networks": null, "targetMarket": "Luxembourg, passported to 29 EEA states per ESMA register", "customerType": "Clients (retail and professional not distinguished in register)", "regulatory": { "status": "Approved / authorised", "date": "2026-04-24", "sources": [ "s-esma-swissquote", "s-amf-swissquote" ], "note": "ESMA register date 24/04/2026; Luxembourg for Finance reports effect from 5 June 2026; AMF record dates French provision from 05/06/2026. Dates differ by source; we show the ESMA register date." }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "Ongoing crypto trading offer is described only in a secondary source; not independently confirmed here." }, "announced": "2026-06-30", "lastChange": "2026-04-24", "scope": "EU (MiCA).", "summary": "Swissquote Bank Europe SA appears in ESMA’s interim MiCA register as a CSSF-authorised crypto-asset service provider for custody, order execution and transfers.", "regulators": [ "cssf", "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: Swissquote Bank Europe SA)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:29.240Z" }, { "title": "AMF register print: Swissquote Bank Europe SA", "publisher": "Autorité des marchés financiers (France)", "url": "https://www.amf-france.org/sites/institutionnel/files/pdf/78710/en/Swissquote_Bank_Europe_SA.pdf", "date": "2026-08-05", "type": "primary", "verifiedAt": null }, { "title": "Swissquote Bank Europe Obtains Luxembourg CASP License Ahead of MiCA Cutoff", "publisher": "Luxembourg for Finance", "url": "https://www.luxembourgforfinance.com/en/news/swissquote-bank-europe-obtains-luxembourg-casp-license-ahead-of-mica-cutoff/", "date": "2026-06-30", "type": "secondary", "verifiedAt": null } ], "items": [ "swissquote-bank-europe-casp-licence" ], "confidence": "primary", "history": [ { "date": "2026-04-24", "dimension": "regulatory", "to": "Approved / authorised", "discovered": "2026-10-22", "explanation": "CSSF authorisation recorded in ESMA interim MiCA register (primary). Upgraded evidence on 2026-10-22: previously sourced only to Luxembourg for Finance.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-swissquote" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "nab-acacia-tokenised-term-deposit", "institutions": [ { "id": "nab", "name": "NAB", "legalName": "National Australia Bank Limited", "hq": "Australia", "website": "https://www.nab.com.au", "lei": null } ], "institutionsMentioned": [ "Imperium Markets (marketplace)" ], "name": "Project Acacia: tokenised term deposit settled with a stablecoin", "product": "Tokenized deposits", "useCase": "Wholesale tokenised asset settlement (RBA/DFCRC Project Acacia)", "assets": "Tokenised term deposit; stablecoin as settlement asset", "networks": null, "targetMarket": "Australia", "customerType": "Wholesale (proof of concept)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Pilot / proof of concept", "date": "2026-04-24", "sources": [ "s-nab-acacia-2026" ], "note": "Proof-of-concept transactions on Imperium Markets' ASIC-licensed marketplace." }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": null, "lastChange": "2026-04-24", "lastVerified": "2026-10-24", "scope": "Proof of concept within Project Acacia only.", "summary": "NAB took part in Project Acacia (RBA and DFCRC), testing with Imperium Markets the issuance and maturing of a tokenised term deposit settled with a stablecoin through proof-of-concept transactions.", "regulators": [], "sources": [ { "title": "Innovation in action: NAB takes part in digital assets trial", "publisher": "NAB", "url": "https://www.nab.com.au/news/technology-ai/innovation-in-action-nab-takes-part-in-digital-assets-trial", "date": "2026-04-24", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:02.089Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2026-04-24", "dimension": "technical", "from": null, "to": "Pilot / proof of concept", "discovered": "2026-10-24", "explanation": "Proof-of-concept transactions in Project Acacia reported by NAB.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-nab-acacia-2026" ] } ] }, { "id": "fnb-fsca-casp-licence", "institutions": [ { "id": "firstrand-fnb", "name": "FNB (FirstRand)", "legalName": "FirstRand Bank Limited (First National Bank division)", "hq": "South Africa", "website": "https://www.fnb.co.za", "lei": null } ], "name": "FSCA crypto asset service provider licence (FAIS Category I)", "product": "Crypto services", "useCase": "Crypto asset intermediary services and advice", "assets": "Crypto assets", "networks": null, "targetMarket": "South Africa", "customerType": "Not stated in register", "regulatory": { "status": "Approved / authorised", "date": "2026-03-31", "sources": [ "s-fsca-casp-list-2026-03" ], "note": "Listed on the FSCA list of licensed CASPs (March 2026); licence date not stated in the list." }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": null, "lastChange": "2026-03-31", "lastVerified": "2026-10-24", "scope": "Licence record only; no product launch reviewed.", "summary": "FirstRand Bank's First National Bank (FNB) division appears on the FSCA's March 2026 list of crypto asset service providers licensed under the FAIS Act (FSP 3071, Category I: intermediary services and advice).", "regulators": [ "fsca" ], "sources": [ { "title": "List of crypto asset service providers (CASPs) licensed under the FAIS Act — March 2026", "publisher": "Financial Sector Conduct Authority", "url": "https://www.fsca.co.za/_api/cr3ad_regulatoryframes(94942cc4-0238-f111-88b3-000d3a64fb06)/cr3ad_document/$value", "date": "2026-03-31", "type": "primary", "verifiedAt": "2026-10-23T21:24:17.017Z" } ], "items": [ "fsca-casp-licensing-update-2026" ], "confidence": "primary", "history": [ { "date": "2026-03-31", "dimension": "regulatory", "from": null, "to": "Approved / authorised", "discovered": "2026-10-24", "explanation": "Listed on FSCA licensed-CASP list (March 2026 edition; earlier licence date not stated).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-fsca-casp-list-2026-03" ] } ] }, { "id": "caixabank-mica-art60", "institutions": [ { "id": "caixabank", "name": "CaixaBank", "legalName": "CAIXABANK S.A.", "hq": "Spain", "website": "https://www.caixabank.com", "lei": "7CUNS533WID6K7DGFI87" } ], "name": "MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services", "product": "Custody & trading", "useCase": "custody & administration, order execution, reception & transmission of orders, transfer services", "assets": null, "networks": null, "targetMarket": "Spain (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2026-03-27", "sources": [ "s-esma-caixabank" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2026-03-27", "scope": "Services listed in the ESMA register only.", "summary": "CaixaBank is listed in ESMA’s interim MiCA register with an Article 60 notification to CNMV (27/03/2026) covering custody & administration, order execution, reception & transmission of orders, transfer services.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: CAIXABANK S.A.)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2026-03-27", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-caixabank" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "maybank-daih-tokenised-deposits", "institutions": [ { "id": "maybank", "name": "Maybank", "legalName": "Malayan Banking Berhad", "hq": "Malaysia", "website": "https://www.maybank.com", "lei": null } ], "name": "Ringgit tokenised deposits for payments (BNM DAIH)", "product": "Tokenized deposits", "useCase": "Wholesale domestic and cross-border payments", "assets": "MYR tokenised deposits", "networks": null, "targetMarket": "Malaysia", "customerType": "Corporate clients (controlled test)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Pilot / proof of concept", "date": "2026-02-11", "sources": [ "s-bnm-daih-list" ], "note": "Onboarded to Bank Negara Malaysia's Digital Asset Innovation Hub for testing in 2026 in a controlled environment." }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2026-02-11", "lastChange": "2026-02-11", "lastVerified": "2026-10-24", "scope": "Controlled test environment under BNM's DAIH; not a commercial launch.", "summary": "Maybank is listed by Bank Negara Malaysia among three initiatives onboarded to its Digital Asset Innovation Hub to test wholesale domestic and cross-border payments using MYR tokenised deposits in 2026.", "regulators": [ "bank-negara-malaysia" ], "sources": [ { "title": "Digital Asset Innovation Hub (DAIH) — initiatives under the DAIH (updated as at 30 July 2026)", "publisher": "Bank Negara Malaysia", "url": "https://www.bnm.gov.my/daih", "date": "2026-07-30", "type": "primary", "verifiedAt": "2026-10-23T21:24:13.404Z" } ], "items": [ "bnm-daih-ringgit-stablecoins-tokenised-deposits" ], "confidence": "primary", "history": [ { "date": "2026-02-11", "dimension": "technical", "from": null, "to": "Pilot / proof of concept", "discovered": "2026-10-24", "explanation": "Onboarded to BNM DAIH testing (BNM announcement 11 Feb 2026; list as at 30 Jul 2026).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-bnm-daih-list" ] } ] }, { "id": "cimb-daih-tokenised-deposits", "institutions": [ { "id": "cimb", "name": "CIMB", "legalName": "CIMB Group Holdings Berhad", "hq": "Malaysia", "website": "https://www.cimb.com", "lei": null } ], "name": "Tokenised deposits for settlement of tokenised securities (BNM DAIH)", "product": "Tokenized deposits", "useCase": "Settlement of tokenised securities", "assets": "MYR tokenised deposits", "networks": null, "targetMarket": "Malaysia", "customerType": "Wholesale (controlled test)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Pilot / proof of concept", "date": "2026-02-11", "sources": [ "s-bnm-daih-cimb" ], "note": "Onboarded to Bank Negara Malaysia's Digital Asset Innovation Hub for testing in 2026 in a controlled environment." }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2026-02-11", "lastChange": "2026-02-11", "lastVerified": "2026-10-24", "scope": "Controlled test environment under BNM's DAIH; not a commercial launch.", "summary": "CIMB is listed by Bank Negara Malaysia among three initiatives onboarded to its Digital Asset Innovation Hub to test settlement of tokenised securities using MYR tokenised deposits in 2026.", "regulators": [ "bank-negara-malaysia" ], "sources": [ { "title": "DAIH initiatives list (row: CIMB)", "publisher": "Bank Negara Malaysia", "url": "https://www.bnm.gov.my/daih", "date": "2026-07-30", "type": "primary", "verifiedAt": "2026-10-23T21:24:13.404Z" } ], "items": [ "bnm-daih-ringgit-stablecoins-tokenised-deposits" ], "confidence": "primary", "history": [ { "date": "2026-02-11", "dimension": "technical", "from": null, "to": "Pilot / proof of concept", "discovered": "2026-10-24", "explanation": "Onboarded to BNM DAIH testing (BNM announcement 11 Feb 2026; list as at 30 Jul 2026).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-bnm-daih-cimb" ] } ] }, { "id": "scbm-capital-a-myr-stablecoin", "institutions": [ { "id": "standard-chartered", "name": "Standard Chartered", "legalName": "Standard Chartered PLC", "hq": "United Kingdom", "website": "https://www.sc.com", "lei": null } ], "institutionsMentioned": [ "Capital A (use-case partner)" ], "name": "Ringgit stablecoin for B2B settlement with Capital A (BNM DAIH)", "product": "Stablecoin issuance", "useCase": "B2B settlement", "assets": "MYR stablecoin", "networks": null, "targetMarket": "Malaysia", "customerType": "Corporate (B2B) users (controlled test)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Pilot / proof of concept", "date": "2026-02-11", "sources": [ "s-bnm-daih-scbm" ], "note": "Onboarded to Bank Negara Malaysia's Digital Asset Innovation Hub for testing in 2026 in a controlled environment." }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2026-02-11", "lastChange": "2026-02-11", "lastVerified": "2026-10-24", "scope": "Controlled test environment under BNM's DAIH; not a commercial launch.", "summary": "Standard Chartered Bank Malaysia, with Capital A, is listed by Bank Negara Malaysia among three initiatives onboarded to its Digital Asset Innovation Hub to test b2b settlement using MYR stablecoin in 2026.", "regulators": [ "bank-negara-malaysia" ], "sources": [ { "title": "DAIH initiatives list (row: Standard Chartered Bank Malaysia and Capital A)", "publisher": "Bank Negara Malaysia", "url": "https://www.bnm.gov.my/daih", "date": "2026-07-30", "type": "primary", "verifiedAt": "2026-10-23T21:24:13.404Z" } ], "items": [ "bnm-daih-ringgit-stablecoins-tokenised-deposits" ], "confidence": "primary", "history": [ { "date": "2026-02-11", "dimension": "technical", "from": null, "to": "Pilot / proof of concept", "discovered": "2026-10-24", "explanation": "Onboarded to BNM DAIH testing (BNM announcement 11 Feb 2026; list as at 30 Jul 2026).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-bnm-daih-scbm" ] } ] }, { "id": "danske-bank-sweden-crypto-etps", "institutions": [ { "id": "danske-bank", "name": "Danske Bank", "legalName": "Danske Bank A/S", "hq": "Denmark", "website": "https://danskebank.com", "lei": null } ], "name": "Bitcoin and ether ETPs for customers in Sweden", "product": "Crypto services", "useCase": "Exchange-traded crypto products without a digital wallet", "assets": "Bitcoin and Ethereum ETPs (BlackRock, WisdomTree)", "networks": null, "targetMarket": "Sweden", "customerType": "Investors in Sweden", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2026-02-11", "sources": [ "s-danske-se-etp-2026" ], "note": "Offered from 11 Feb 2026; initially three ETPs." }, "announced": "2026-02-11", "lastChange": "2026-02-11", "lastVerified": "2026-10-24", "scope": "Three ETPs initially; Sweden.", "summary": "Danske Bank began offering customers in Sweden exchange-traded products tracking bitcoin and ethereum from 11 February 2026, initially three ETPs from BlackRock and WisdomTree. (Source text in Swedish; summary translated.)", "regulators": [], "sources": [ { "title": "Danske Bank erbjuder börsnoterade kryptoprodukter", "publisher": "Danske Bank Sverige", "url": "https://www.mynewsdesk.com/se/danske_bank/pressreleases/danske-bank-erbjuder-boersnoterade-kryptoprodukter-3431855", "date": "2026-02-11", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:17.405Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2026-02-11", "dimension": "commercial", "from": null, "to": "Live — commercial, within explicit scope", "discovered": "2026-10-24", "explanation": "Crypto ETPs offered in Sweden.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-danske-se-etp-2026" ] } ] }, { "id": "lloyds-tokenised-deposits-canton", "institutions": [ { "id": "lloyds", "name": "Lloyds Banking Group", "legalName": "Lloyds Banking Group plc (Lloyds Bank plc)", "hq": "United Kingdom", "website": "https://www.lloydsbankinggroup.com", "lei": null } ], "institutionsMentioned": [ "Archax (tokenised gilt counterparty)" ], "name": "Sterling tokenised deposits on Canton Network (tokenised gilt purchase)", "product": "Tokenized deposits", "useCase": "Purchase of a tokenised gilt settled with tokenised deposits", "assets": "GBP tokenised deposits", "networks": "Canton Network", "targetMarket": "United Kingdom", "customerType": "Lloyds Bank Corporate Markets / Archax (single transaction)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2026-01-20", "sources": [ "s-lloyds-tokenised-deposits-2026" ], "note": "One completed transaction on a public blockchain." }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2026-01-20", "lastChange": "2026-01-20", "lastVerified": "2026-10-24", "scope": "Single transaction; not a commercial service.", "summary": "Lloyds issued sterling tokenised deposits on the Canton Network and used them to buy a tokenised gilt from Archax, which Lloyds described as the UK's first public blockchain transaction using tokenised deposits (January 2026).", "regulators": [], "sources": [ { "title": "Lloyds and Archax complete UK's first public blockchain transaction using tokenised deposits", "publisher": "Lloyds Banking Group", "url": "https://www.lloydsbankinggroup.com/media/press-releases/2026/lloyds/lloyds-tokenisation.html", "date": "2026-01-20", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:15.787Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2026-01-20", "dimension": "technical", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "First tokenised-deposit transaction on a public blockchain completed.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-lloyds-tokenised-deposits-2026" ] } ] }, { "id": "state-street-digital-asset-platform", "institutions": [ { "id": "state-street", "name": "State Street", "legalName": "State Street Corporation", "hq": "United States", "website": "https://www.statestreet.com", "lei": null } ], "name": "State Street Digital Asset Platform", "product": "Custody & trading", "useCase": "Wallet management, custody and cash capabilities for tokenized products (MMFs, ETFs, tokenized deposits, stablecoins)", "assets": "Tokenized assets and cash products", "networks": "Private and public permissioned blockchain networks", "targetMarket": "United States / global institutional", "customerType": "Institutional clients", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2026-01-15", "sources": [ "s-stt-dap-2026" ], "note": "Platform launched as foundational build for tokenized products; client availability details not stated." }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2026-01-15", "lastChange": "2026-01-15", "lastVerified": "2026-10-24", "scope": "Institutional platform; product-level availability not stated in the release.", "summary": "State Street launched its Digital Asset Platform in January 2026, with wallet management, custody and cash capabilities intended to support tokenized money market funds, ETFs, tokenized deposits and stablecoins for institutional clients.", "regulators": [], "sources": [ { "title": "State Street Launches Digital Asset Platform to Power Tokenized Finance", "publisher": "State Street (via Business Wire / Nasdaq)", "url": "https://www.nasdaq.com/press-release/state-street-launches-digital-asset-platform-power-tokenized-finance-2026-01-15", "date": "2026-01-15", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:06.144Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2026-01-15", "dimension": "technical", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "Digital Asset Platform launch announced.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-stt-dap-2026" ] } ] }, { "id": "kbc-bolero-crypto", "institutions": [ { "id": "kbc", "name": "KBC", "legalName": "KBC Group NV", "hq": "Belgium", "website": "https://www.kbc.com", "lei": null } ], "name": "Bitcoin and ether trading on Bolero (MiCA CASP notification)", "product": "Custody & trading", "useCase": "Execution-only retail crypto trading", "assets": "Bitcoin, Ether", "networks": null, "targetMarket": "Belgium (EU/EEA MiCA)", "customerType": "Belgian retail investors", "regulatory": { "status": "Unknown / not independently confirmed", "note": "KBC states it submitted a full CASP notification to the competent authority; the ESMA/FSMA register entry was not reviewed (ESMA register unreachable at review time)." }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Announced / exploring", "date": "2026-01-15", "sources": [ "s-kbc-bolero-2026" ], "note": "Announced for the week of 16 Feb 2026; actual go-live not independently confirmed." }, "announced": "2026-01-15", "lastChange": "2026-01-15", "lastVerified": "2026-10-24", "scope": "Belgian retail investors on Bolero.", "summary": "KBC announced in January 2026 that from the week of 16 February 2026 Belgian retail investors could buy and sell crypto assets on its Bolero investment platform, saying it had submitted a full MiCA CASP notification.", "regulators": [], "sources": [ { "title": "KBC to offer buying and selling of crypto through Bolero", "publisher": "KBC", "url": "https://newsroom.kbc.com/as-of-mid-february-kbc-will-be-the-first-belgian-bank-to-offer-the-possibility-to-buy-and-sell-crypto-through-bolero", "date": "2026-01-15", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:15.101Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2026-01-15", "dimension": "commercial", "from": null, "to": "Announced / exploring", "discovered": "2026-10-24", "explanation": "Launch on Bolero announced for the week of 16 February 2026.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-kbc-bolero-2026" ] } ] }, { "id": "dz-bank-mica-art60", "institutions": [ { "id": "dz-bank", "name": "DZ BANK", "legalName": "DZ BANK AG Deutsche Zentral-Genossenschaftsbank", "hq": "Germany", "website": "https://www.dzbank.com", "lei": "529900HNOAA1KXQJUQ27" } ], "name": "MiCA Article 60 notification: custody & administration, order execution, transfer services", "product": "Custody & trading", "useCase": "custody & administration, order execution, transfer services", "assets": null, "networks": null, "targetMarket": "Germany (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2025-12-23", "sources": [ "s-esma-dz-bank" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2025-12-23", "scope": "Services listed in the ESMA register only.", "summary": "DZ BANK is listed in ESMA’s interim MiCA register with an Article 60 notification to BaFin (23/12/2025) covering custody & administration, order execution, transfer services.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: DZ BANK AG Deutsche Zentral-Genossenschaftsbank)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-12-23", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-dz-bank" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "bank-frick-mica-art60", "institutions": [ { "id": "bank-frick", "name": "Bank Frick", "legalName": "Bank Frick AG", "hq": "Liechtenstein", "website": "https://www.bankfrick.li", "lei": "529900RQOBT3ZJMDRK43" } ], "name": "MiCA Article 60 notification: custody & administration, order execution, transfer services", "product": "Custody & trading", "useCase": "custody & administration, order execution, transfer services", "assets": null, "networks": null, "targetMarket": "Liechtenstein (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2025-12-23", "sources": [ "s-esma-bank-frick" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2025-12-23", "scope": "Services listed in the ESMA register only.", "summary": "Bank Frick is listed in ESMA’s interim MiCA register with an Article 60 notification to FMA Liechtenstein (23/12/2025) covering custody & administration, order execution, transfer services.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: Bank Frick AG)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-12-23", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-bank-frick" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "lgt-bank-mica-art60", "institutions": [ { "id": "lgt-bank", "name": "LGT Bank", "legalName": "LGT Bank AG", "hq": "Liechtenstein", "website": "https://www.lgt.com", "lei": "7KDSOB6Z0X4S67TMX170" } ], "name": "MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services", "product": "Custody & trading", "useCase": "custody & administration, order execution, reception & transmission of orders, transfer services", "assets": null, "networks": null, "targetMarket": "Liechtenstein (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2025-12-19", "sources": [ "s-esma-lgt-bank" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2025-12-19", "scope": "Services listed in the ESMA register only.", "summary": "LGT Bank is listed in ESMA’s interim MiCA register with an Article 60 notification to FMA Liechtenstein (19/12/2025) covering custody & administration, order execution, reception & transmission of orders, transfer services.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: LGT Bank AG)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-12-19", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-lgt-bank" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "pnc-private-bank-bitcoin", "institutions": [ { "id": "pnc", "name": "PNC", "legalName": "The PNC Financial Services Group, Inc. (PNC Bank, N.A.)", "hq": "United States", "website": "https://www.pnc.com", "lei": null } ], "institutionsMentioned": [ "Coinbase (Crypto-as-a-Service infrastructure)" ], "name": "PNC Private Bank direct spot bitcoin trading (Coinbase CaaS)", "product": "Custody & trading", "useCase": "Buy, hold and sell bitcoin within PNC digital banking", "assets": "Bitcoin", "networks": null, "targetMarket": "United States", "customerType": "Eligible PNC Private Bank clients", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2025-12-09", "sources": [ "s-pnc-bitcoin-2025" ] }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2025-12-09", "sources": [ "s-pnc-bitcoin-2025" ], "note": "Eligible PNC Private Bank clients; PNC plans to expand to additional client segments." }, "announced": null, "lastChange": "2025-12-09", "lastVerified": "2026-10-24", "scope": "Eligible PNC Private Bank clients; bitcoin only at launch.", "summary": "PNC launched direct spot bitcoin trading for eligible PNC Private Bank clients in December 2025, powered by Coinbase's Crypto-as-a-Service infrastructure, with plans to expand to more client segments.", "regulators": [], "sources": [ { "title": "PNC First Major Bank to Launch Direct Bitcoin Access for Clients, Powered by Coinbase's Crypto-as-a-Service Infrastructure", "publisher": "PNC Bank (via PR Newswire)", "url": "https://www.prnewswire.com/news-releases/pnc-first-major-bank-to-launch-direct-bitcoin-access-for-clients-powered-by-coinbases-crypto-as-a-service-infrastructure-302636241.html", "date": "2025-12-09", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:01.687Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2025-12-09", "dimension": "commercial", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "Direct spot bitcoin trading launched for eligible PNC Private Bank clients.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-pnc-bitcoin-2025" ] } ] }, { "id": "openbank-crypto-trading", "institutions": [ { "id": "openbank", "name": "Openbank", "legalName": "OPEN BANK S.A.", "hq": "Spain", "website": "https://www.openbank.es", "lei": "5493000LM0MZ4JPMGM90" } ], "name": "Openbank retail crypto trading (Germany, Spain)", "product": "Crypto services", "useCase": "Retail buy, sell and hold of crypto-assets", "assets": "BTC, ETH, LTC, POL, ADA", "networks": null, "targetMarket": "Germany; Spain", "customerType": "Retail customers", "regulatory": { "status": "Unknown / not independently confirmed", "note": "See the separate Openbank MiCA Art. 60 row for the regulatory record." }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2025-09-16", "sources": [ "s-openbank-de-2025" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2025-11-11", "sources": [ "s-openbank-de-2025", "s-openbank-es-2025" ], "note": "Germany from 16 Sep 2025; Spain from 11 Nov 2025." }, "announced": "2025-09-16", "lastChange": "2025-11-11", "lastVerified": "2026-10-23", "scope": "Openbank customers in Germany and Spain; five named crypto-assets.", "summary": "Santander's digital bank Openbank launched retail trading of five crypto-assets in Germany in September 2025 and in Spain in November 2025.", "regulators": [], "sources": [ { "title": "Openbank launches cryptocurrency trading service", "publisher": "Banco Santander", "url": "https://www.santander.com/en/press-room/press-releases/2025/09/openbank-launches-cryptocurrency-trading-service", "date": "2025-09-16", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:55.218Z" }, { "title": "Openbank launches its cryptocurrency trading service in Spain", "publisher": "Openbank", "url": "https://www.openbank.es/en/press-releases/buy-sell-cryptocurrencies", "date": "2025-11-11", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:55.387Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2025-09-16", "dimension": "commercial", "from": null, "to": "Live — commercial, within explicit scope", "discovered": "2026-10-23", "explanation": "Launched for all Openbank customers in Germany.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-openbank-de-2025" ] }, { "date": "2025-11-11", "dimension": "commercial", "from": "Live — commercial, within explicit scope", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-23", "explanation": "Scope change: launched in Spain (status unchanged).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-openbank-es-2025" ] } ] }, { "id": "ubs-tokenize-umint", "institutions": [ { "id": "ubs", "name": "UBS", "legalName": "UBS Group AG", "hq": "Switzerland", "website": "https://www.ubs.com", "lei": null } ], "institutionsMentioned": [ "DigiFT (on-chain fund distributor)" ], "name": "UBS Tokenize: uMINT tokenized money market fund", "product": "Tokenized assets", "useCase": "Tokenized fund issuance, distribution and on-chain subscription/redemption", "assets": "Tokenized USD money market fund (uMINT)", "networks": "Ethereum", "targetMarket": "Singapore / global institutional", "customerType": "Clients of authorised distribution partners", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2025-11-04", "sources": [ "s-ubs-umint-2024", "s-ubs-dta-2025" ], "note": "In-production on-chain subscription and redemption completed with DigiFT as distributor (Nov 2025)." }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2024-11-01", "sources": [ "s-ubs-umint-2024" ], "note": "Available through authorised distribution partners, per UBS." }, "announced": "2024-11-01", "lastChange": "2025-11-04", "lastVerified": "2026-10-24", "scope": "uMINT via authorised distribution partners; UBS Tokenize is UBS's in-house tokenization service.", "summary": "UBS Asset Management launched uMINT, a tokenized USD money market fund on Ethereum, in November 2024 via UBS Tokenize, and in November 2025 completed an in-production on-chain subscription and redemption with DigiFT.", "regulators": [], "sources": [ { "title": "UBS Asset Management launches its first tokenized investment fund", "publisher": "UBS", "url": "https://www.ubs.com/global/en/media/display-page-ndp/en-20241101-first-tokenized-investment-fund.html", "date": "2024-11-01", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:01.071Z" }, { "title": "UBS executes first live tokenized fund transaction leveraging the Chainlink Digital Transfer Agent technical standard", "publisher": "UBS", "url": "https://www.ubs.com/global/en/media/display-page-ndp/en-20251104-chainlink.html", "date": "2025-11-04", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:01.295Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2024-11-01", "dimension": "commercial", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "uMINT launched, available through authorised distribution partners.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-ubs-umint-2024" ] }, { "date": "2025-11-04", "dimension": "technical", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "Live in-production tokenized fund workflow executed (Chainlink DTA standard).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-ubs-dta-2025" ] } ] }, { "id": "nordea-bitcoin-etp", "institutions": [ { "id": "nordea", "name": "Nordea", "legalName": "Nordea Bank Abp", "hq": "Finland", "website": "https://www.nordea.com", "lei": null } ], "institutionsMentioned": [ "CoinShares (ETP manufacturer)" ], "name": "Execution-only access to a bitcoin ETP (CoinShares)", "product": "Crypto services", "useCase": "Crypto-linked exchange-traded product for experienced investors", "assets": "Bitcoin ETP (externally manufactured)", "networks": null, "targetMarket": "Nordic markets; EU/EEA", "customerType": "Experienced investors (execution-only)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Announced / exploring", "date": "2025-10-30", "sources": [ "s-nordea-btc-etp-2025" ], "note": "Availability announced for December 2025; go-live not independently confirmed." }, "announced": "2025-10-30", "lastChange": "2025-10-30", "lastVerified": "2026-10-24", "scope": "Execution-only; no advice.", "summary": "Nordea announced in October 2025 that it would let customers trade an externally manufactured bitcoin ETP from CoinShares on its platforms from December 2025, on an execution-only basis for experienced investors.", "regulators": [], "sources": [ { "title": "Nordea to offer customers access to an exchange-traded product tracking Bitcoin", "publisher": "Nordea", "url": "https://www.nordea.com/en/news/nordea-to-offer-customers-access-to-an-exchange-traded-product-tracking-bitcoin", "date": "2025-10-30", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:17.248Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2025-10-30", "dimension": "commercial", "from": null, "to": "Announced / exploring", "discovered": "2026-10-24", "explanation": "ETP access announced for December 2025.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-nordea-btc-etp-2025" ] } ] }, { "id": "sgforge-eurcv", "institutions": [ { "id": "sg-forge", "name": "Societe Generale-FORGE", "legalName": "Société Générale - Forge", "hq": "France", "website": "https://www.sgforge.com", "lei": "969500FX8K40ZDW4F377" } ], "name": "EUR CoinVertible (EURCV) euro stablecoin", "product": "Stablecoin issuance", "useCase": "Payments, on-chain settlement, collateral and cash management, crypto trading", "assets": "EUR e-money token", "networks": "Ethereum, Solana and others per white paper", "targetMarket": "EU (not available to US persons)", "customerType": "Institutional, corporate and retail via brokers/PSPs", "regulatory": { "status": "Approved / authorised", "date": "2024-07-01", "sources": [ "s-esma-emt-sgforge" ], "note": "SG-FORGE listed by ESMA as ACPR-authorised EMI issuing EMTs." }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2023-04", "sources": [ "s-sgf-usdcv" ], "note": "SG-FORGE: EURCV launched in April 2023." }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2025-09-23", "sources": [ "s-sgf-usdcv", "s-sgf-bullish" ], "note": "Distributed via third-party platforms (e.g. Bullish Europe)." }, "announced": "2023-04", "lastChange": "2025-09-23", "scope": "Not available to US persons.", "summary": "SG-FORGE, Societe Generale’s crypto-asset subsidiary, issues the EURCV euro e-money token; ESMA’s register lists it as an ACPR-authorised EMI issuer.", "regulators": [ "acpr", "esma" ], "sources": [ { "title": "ESMA interim MiCA register — EMT issuers (rows: Société Générale - Forge)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/EMTWP.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:31.942Z" }, { "title": "SG-FORGE to launch a USD denominated stablecoin on Ethereum and Solana with BNY as reserve custodian", "publisher": "Societe Generale-FORGE", "url": "https://www.sgforge.com/usd-stablecoin-bny-custodian/", "date": "2025-06-10", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:53.512Z" }, { "title": "Bullish Europe becomes the first to offer SG-FORGE’s USDCV stablecoin", "publisher": "Societe Generale-FORGE / Bullish", "url": "https://www.sgforge.com/wp-content/uploads/2025/09/2025-09-23_Press-Release-SGF-Bullish-Europe-becomes-the-first-to-offer-SGForge-USDCV-stablecoin-23092025.pdf", "date": "2025-09-23", "type": "official-institutional", "verifiedAt": null } ], "items": [], "confidence": "primary", "history": [ { "date": "2023-04", "dimension": "technical", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-22", "explanation": "EURCV launched (per SG-FORGE).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-sgf-usdcv" ], "from": null }, { "date": "2024-07-01", "dimension": "regulatory", "to": "Approved / authorised", "discovered": "2026-10-22", "explanation": "ESMA register authorisation/notification date for SG-FORGE as EMT issuer.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-emt-sgforge" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "sgforge-usdcv", "institutions": [ { "id": "sg-forge", "name": "Societe Generale-FORGE", "legalName": "Société Générale - Forge", "hq": "France", "website": "https://www.sgforge.com", "lei": "969500FX8K40ZDW4F377" } ], "name": "USD CoinVertible (USDCV) dollar stablecoin, BNY as reserve custodian", "product": "Stablecoin issuance", "useCase": "Payments, settlement, FX, collateral and cash management", "assets": "USD e-money token", "networks": "Ethereum, Solana", "targetMarket": "EU (not available to US persons)", "customerType": "Institutional, corporate and retail via brokers/PSPs", "regulatory": { "status": "Approved / authorised", "sources": [ "s-esma-emt-sgforge" ], "note": "USDCV white paper listed in ESMA EMT register under SG-FORGE (ACPR EMI)." }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2025-09-23", "sources": [ "s-sgf-bullish" ] }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2025-09-23", "sources": [ "s-sgf-bullish" ], "note": "First offered via Bullish Europe (Sep 2025); breadth of distribution since then not verified." }, "announced": "2025-06-10", "lastChange": "2025-09-23", "scope": "Not available to US persons.", "summary": "SG-FORGE announced USDCV on Ethereum and Solana in June 2025 with BNY as reserve custodian; Bullish Europe became the first venue to offer it in September 2025.", "regulators": [ "acpr", "esma" ], "sources": [ { "title": "ESMA interim MiCA register — EMT issuers (rows: Société Générale - Forge)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/EMTWP.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:31.942Z" }, { "title": "SG-FORGE to launch a USD denominated stablecoin on Ethereum and Solana with BNY as reserve custodian", "publisher": "Societe Generale-FORGE", "url": "https://www.sgforge.com/usd-stablecoin-bny-custodian/", "date": "2025-06-10", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:53.512Z" }, { "title": "Bullish Europe becomes the first to offer SG-FORGE’s USDCV stablecoin", "publisher": "Societe Generale-FORGE / Bullish", "url": "https://www.sgforge.com/wp-content/uploads/2025/09/2025-09-23_Press-Release-SGF-Bullish-Europe-becomes-the-first-to-offer-SGForge-USDCV-stablecoin-23092025.pdf", "date": "2025-09-23", "type": "official-institutional", "verifiedAt": null } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-06-10", "dimension": "commercial", "to": "Announced / exploring", "discovered": "2026-10-22", "explanation": "Launch announced; BNY reserve custodian.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-sgf-usdcv" ], "from": null }, { "date": "2025-09-23", "dimension": "commercial", "to": "Live — restricted / specific counterparties", "discovered": "2026-10-22", "explanation": "First offered via Bullish Europe.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-sgf-bullish" ], "from": "Announced / exploring" } ], "institutionsMentioned": [ "BNY (reserve custodian)" ], "lastVerified": "2026-10-22" }, { "id": "us-bank-bitcoin-custody", "institutions": [ { "id": "us-bancorp", "name": "U.S. Bank", "legalName": "U.S. Bancorp (U.S. Bank National Association)", "hq": "United States", "website": "https://www.usbank.com", "lei": null } ], "institutionsMentioned": [ "NYDIG (bitcoin sub-custodian)" ], "name": "U.S. Bank bitcoin custody for institutional investment managers", "product": "Custody & trading", "useCase": "Bitcoin custody for registered and private funds; bitcoin ETFs", "assets": "Bitcoin", "networks": null, "targetMarket": "United States", "customerType": "Institutional investment managers (Global Fund Services clients)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2025-09-03", "sources": [ "s-usbank-custody-2025" ], "note": "Early access program for Global Fund Services clients; NYDIG acts as bitcoin sub-custodian." }, "announced": null, "lastChange": "2025-09-03", "lastVerified": "2026-10-24", "scope": "Early access program; Global Fund Services clients only.", "summary": "U.S. Bank resumed cryptocurrency custody in September 2025 as an early access program for Global Fund Services clients, with NYDIG as bitcoin sub-custodian, and expanded the offering to bitcoin ETFs.", "regulators": [], "sources": [ { "title": "U.S. Bank resumes bitcoin crypto custody services for institutional investment managers", "publisher": "U.S. Bank", "url": "https://www.usbank.com/about-us-bank/news-and-stories/article-library/us-bank-resumes-bitcoin-crypto-custody-services-for-institutional-investment-managers.html", "date": "2025-09-03", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:01.584Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2025-09-03", "dimension": "commercial", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "Custody resumed as an early access program for Global Fund Services clients.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-usbank-custody-2025" ] } ] }, { "id": "openbank-mica-art60", "institutions": [ { "id": "openbank", "name": "Openbank", "legalName": "OPEN BANK S.A.", "hq": "Spain", "website": "https://www.openbank.es", "lei": "5493000LM0MZ4JPMGM90" } ], "name": "MiCA Article 60 notification: custody & administration, order execution", "product": "Custody & trading", "useCase": "custody & administration, order execution", "assets": null, "networks": null, "targetMarket": "Spain (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2025-07-24", "sources": [ "s-esma-openbank" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2025-07-24", "scope": "Services listed in the ESMA register only.", "summary": "Openbank is listed in ESMA’s interim MiCA register with an Article 60 notification to CNMV (24/07/2025) covering custody & administration, order execution.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: OPEN BANK S.A.)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-07-24", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-openbank" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "sc-institutional-spot-crypto-trading", "institutions": [ { "id": "standard-chartered", "name": "Standard Chartered", "legalName": "Standard Chartered PLC", "hq": "United Kingdom", "website": "https://www.sc.com", "lei": null } ], "name": "Deliverable spot bitcoin and ether trading for institutional clients", "product": "Custody & trading", "useCase": "Spot crypto trading integrated with FX platforms", "assets": "Bitcoin, Ether", "networks": null, "targetMarket": "UK / global institutional", "customerType": "Institutional clients (corporates, investors, asset managers)", "regulatory": { "status": "Unknown / not independently confirmed", "note": "Standard Chartered describes itself as an FCA-registered cryptoasset service provider; the FCA register was not reviewed." }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2025-07-15", "sources": [ "s-sc-spot-trading-2025" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2025-07-15", "sources": [ "s-sc-spot-trading-2025" ], "note": "Institutional clients via the UK branch." }, "announced": "2025-07-15", "lastChange": "2025-07-15", "lastVerified": "2026-10-24", "scope": "Institutional clients; UK branch.", "summary": "Standard Chartered launched deliverable spot bitcoin and ether trading for institutional clients through its UK branch in July 2025, integrated with its FX platforms, with NDFs to follow.", "regulators": [], "sources": [ { "title": "Standard Chartered launches digital assets trading for institutional clients", "publisher": "Standard Chartered", "url": "https://www.sc.com/en/press-release/standard-chartered-launches-digital-assets-trading-for-institutional-clients/", "date": "2025-07-15", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:09.660Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2025-07-15", "dimension": "commercial", "from": null, "to": "Live — commercial, within explicit scope", "discovered": "2026-10-24", "explanation": "Spot trading launched for institutional clients.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-sc-spot-trading-2025" ] } ] }, { "id": "bbva-spain-crypto-retail", "institutions": [ { "id": "bbva", "name": "BBVA", "legalName": "Banco Bilbao Vizcaya Argentaria, S.A.", "hq": "Spain", "website": "https://www.bbva.com", "lei": "K8MS7FD7N5Z2WQ51AZ71" } ], "name": "Bitcoin and ether trading and custody in the BBVA app (Spain)", "product": "Custody & trading", "useCase": "Retail crypto trading and self-operated custody", "assets": "BTC, ETH", "networks": null, "targetMarket": "Spain", "customerType": "Retail customers of legal age", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2025-03-05", "sources": [ "s-esma-bbva" ] }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2025-07-04", "sources": [ "s-bbva-launch" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2025-07-04", "sources": [ "s-bbva-launch" ], "note": "All adult retail customers in Spain; execution-only, no advice." }, "announced": "2025-07-04", "lastChange": "2025-07-04", "scope": "Spain retail; customer-initiated, no investment advice.", "summary": "BBVA notified the CNMV under MiCA Article 60 and made bitcoin and ether trading and custody available to all adult retail customers in Spain in July 2025.", "regulators": [ "cnmv", "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: BBVA)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:32.816Z" }, { "title": "BBVA launches its bitcoin and ether trading and custody service for all retail customers in Spain", "publisher": "BBVA", "url": "https://www.bbva.com/en/es/innovation/bbva-launches-its-bitcoin-and-ether-trading-and-custody-service-for-all-retail-customers-in-spain/", "date": "2025-07-04", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:54.071Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-03-05", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Article 60 notification recorded by ESMA.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-bbva" ], "from": null }, { "date": "2025-07-04", "dimension": "commercial", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-22", "explanation": "Available to all adult retail customers in Spain.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-bbva-launch" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "n26-mica-art60", "institutions": [ { "id": "n26", "name": "N26", "legalName": "N26 Bank SE", "hq": "Germany", "website": "https://n26.com", "lei": "529900JB9XYZ8E87N345" } ], "name": "MiCA Article 60 notification: reception & transmission of orders", "product": "Crypto services", "useCase": "reception & transmission of orders", "assets": null, "networks": null, "targetMarket": "Germany (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2025-05-14", "sources": [ "s-esma-n26" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2025-05-14", "scope": "Services listed in the ESMA register only.", "summary": "N26 is listed in ESMA’s interim MiCA register with an Article 60 notification to BaFin (14/05/2025) covering reception & transmission of orders.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: N26 Bank SE)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-05-14", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-n26" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "trade-republic-mica-art60", "institutions": [ { "id": "trade-republic", "name": "Trade Republic Bank", "legalName": "Trade Republic Bank GmbH", "hq": "Germany", "website": "https://traderepublic.com", "lei": "5299009IFX1XTKDY4568" } ], "name": "MiCA Article 60 notification: custody & administration, order execution, reception & transmission of orders, transfer services", "product": "Custody & trading", "useCase": "custody & administration, order execution, reception & transmission of orders, transfer services", "assets": null, "networks": null, "targetMarket": "Germany (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2025-04-28", "sources": [ "s-esma-trade-republic" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2025-04-28", "scope": "Services listed in the ESMA register only.", "summary": "Trade Republic Bank is listed in ESMA’s interim MiCA register with an Article 60 notification to BaFin (28/04/2025) covering custody & administration, order execution, reception & transmission of orders, transfer services.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: Trade Republic Bank GmbH)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-04-28", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-trade-republic" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "commerzbank-mica-art60", "institutions": [ { "id": "commerzbank", "name": "Commerzbank", "legalName": "Commerzbank Aktiengesellschaft", "hq": "Germany", "website": "https://www.commerzbank.com", "lei": "851WYGNLUQLFZBSYGB56" } ], "name": "MiCA Article 60 notification: custody & administration, transfer services", "product": "Custody & trading", "useCase": "custody & administration, transfer services", "assets": null, "networks": null, "targetMarket": "Germany (EU/EEA MiCA)", "customerType": "Not stated in register", "regulatory": { "status": "Notified (MiCA Art. 60)", "date": "2025-04-07", "sources": [ "s-esma-commerzbank" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed", "note": "A notification permits a credit institution to provide the services; it does not show that a product has launched." }, "announced": null, "lastChange": "2025-04-07", "scope": "Services listed in the ESMA register only.", "summary": "Commerzbank is listed in ESMA’s interim MiCA register with an Article 60 notification to BaFin (07/04/2025) covering custody & administration, transfer services.", "regulators": [ "esma" ], "sources": [ { "title": "ESMA interim MiCA register — CASPs (row: Commerzbank Aktiengesellschaft)", "publisher": "European Securities and Markets Authority", "url": "https://www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv", "date": "2026-10-22", "type": "primary", "verifiedAt": "2026-10-23T06:01:35.156Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2025-04-07", "dimension": "regulatory", "to": "Notified (MiCA Art. 60)", "discovered": "2026-10-22", "explanation": "Notification recorded in ESMA interim MiCA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-esma-commerzbank" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "sbi-vc-trade-usdc", "institutions": [ { "id": "sbi-vc-trade", "name": "SBI VC Trade (SBI Holdings)", "legalName": "SBI VC Trade Co., Ltd.", "hq": "Japan", "website": "https://www.sbivc.co.jp", "lei": null } ], "name": "SBI VC Trade USDC handling (first Japanese EPI exchange registration)", "product": "Crypto services", "useCase": "Retail access to USD stablecoins", "assets": "USDC; FSA register also lists RLUSD and JPYSC", "targetMarket": "Japan", "customerType": "Retail (beta: limited users)", "regulatory": { "status": "Approved / authorised", "date": "2025-03-04", "sources": [ "s-fsa-epi-register", "s-sbi-usdc-2025" ], "note": "Registered as Electronic Payment Instrument Exchange Service Provider, Kanto Local Finance Bureau No. 00001 (FSA register)." }, "technical": { "status": "Pilot / proof of concept", "date": "2025-03-12", "sources": [ "s-sbi-usdc-2025" ], "note": "SBI announced a beta for limited users from 12 March 2025; full-scale launch not independently confirmed here." }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2025-03-04", "lastChange": "2025-03-12", "scope": "Japan; registration covers electronic payment instruments (stablecoins).", "summary": "SBI VC Trade, an SBI Holdings subsidiary, became Japan's first registered Electronic Payment Instrument Exchange Service Provider on 4 March 2025 and announced a limited-user USDC beta.", "sources": [ { "title": "List of Registered Electronic Payment Instrument Exchange Service Providers in Japan", "publisher": "Financial Services Agency (Japan)", "url": "https://www.fsa.go.jp/en/regulated/licensed/denshikessaisyudan.pdf", "date": "2026-08-27", "type": "primary", "verifiedAt": "2026-10-23T21:23:58.652Z" }, { "title": "[First in Japan] Completion of Registration as an Electronic Payment Instruments Exchange Service Provider for Handling Stablecoins", "publisher": "SBI VC Trade / SBI Holdings", "url": "https://www.sbigroup.co.jp/english/news/pdf/2025/0304_a_en.pdf", "date": "2025-03-04", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:58.923Z" } ], "regulators": [ "FSA (Japan)" ], "confidence": "primary", "history": [ { "date": "2025-03-04", "dimension": "regulatory", "from": null, "to": "Approved / authorised", "discovered": "2026-10-23", "explanation": "Registered with the Kanto Local Finance Bureau (No. 00001), per the FSA register.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-fsa-epi-register" ] }, { "date": "2025-03-12", "dimension": "technical", "from": null, "to": "Pilot / proof of concept", "discovered": "2026-10-23", "explanation": "Limited-user USDC beta announced.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-sbi-usdc-2025" ] } ], "networks": null, "items": [], "lastVerified": "2026-10-23" }, { "id": "enbd-liv-x-crypto", "institutions": [ { "id": "emirates-nbd", "name": "Emirates NBD", "legalName": "Emirates NBD Bank PJSC", "hq": "United Arab Emirates", "website": "https://www.emiratesnbd.com", "lei": null } ], "name": "Crypto trading on the Liv X app (with Aquanow; custody by Zodia Custody)", "product": "Custody & trading", "useCase": "Retail crypto trading", "assets": null, "networks": null, "targetMarket": "United Arab Emirates", "customerType": "Liv X app customers", "regulatory": { "status": "Unknown / not independently confirmed", "note": "Partner licensing not reviewed for this entry." }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2025-03-06", "sources": [ "s-enbd-livx" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2025-03-06", "sources": [ "s-enbd-q1", "s-enbd-livx" ] }, "announced": "2025-03-06", "lastChange": "2025-03-06", "scope": "Liv X app customers.", "summary": "Emirates NBD launched crypto trading through its Liv X app with Aquanow, with custody by Zodia Custody, and reported the launch in its Q1 2025 results.", "regulators": [], "sources": [ { "title": "Emirates NBD Q1 2025 results announcement", "publisher": "Emirates NBD", "url": "https://www.emiratesnbd.com/en/media-center/emirates-nbds-q1-2025-results-announcement", "date": "2025-04", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:54.210Z" }, { "title": "Emirates NBD enters the digital asset space offering crypto on the Liv X App", "publisher": "Emirates NBD / Aquanow joint press release (published by Aquanow)", "url": "https://www.aquanow.com/insights-blog/emirates-nbd-enters-the-digital-asset-space-offering-crypto-on-the-liv-x-app", "date": "2025-03-06", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:54.353Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2025-03-06", "dimension": "commercial", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-22", "explanation": "Launched on Liv X.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-enbd-livx" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "ubs-digital-cash", "institutions": [ { "id": "ubs", "name": "UBS", "legalName": "UBS Group AG", "hq": "Switzerland", "website": "https://www.ubs.com", "lei": null } ], "name": "UBS Digital Cash", "product": "Tokenized deposits", "useCase": "Cross-border multi-currency payments and intra-group liquidity", "assets": "USD, CHF, EUR, CNY (pilot)", "networks": "Private permissioned blockchain", "targetMarket": "Switzerland / cross-border", "customerType": "Corporate and institutional clients", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Pilot / proof of concept", "date": "2024-11-07", "sources": [ "s-ubs-digital-cash" ] }, "commercial": { "status": "Unknown / not independently confirmed", "note": "UBS “plans to expand and develop”; no launch reviewed." }, "announced": "2024-11-07", "lastChange": "2024-11-07", "scope": "Pilot with multinational clients and banks.", "summary": "UBS piloted UBS Digital Cash, a private-blockchain payment solution, with transactions in USD, CHF, EUR and CNY.", "regulators": [], "sources": [ { "title": "UBS successfully pilots blockchain-based multi-currency payment solution with UBS Digital Cash", "publisher": "UBS", "url": "https://www.ubs.com/global/en/media/display-page-ndp/en-20241107-ubs-digital-cash.html", "date": "2024-11-07", "type": "official-institutional", "verifiedAt": null } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2024-11-07", "dimension": "technical", "to": "Pilot / proof of concept", "discovered": "2026-10-22", "explanation": "Pilot completed.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-ubs-digital-cash" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "scb-lightnet-stablecoin-remittance", "institutions": [ { "id": "scb", "name": "Siam Commercial Bank (SCB)", "legalName": "The Siam Commercial Bank Public Company Limited", "hq": "Thailand", "website": "https://www.scb.co.th", "lei": null } ], "institutionsMentioned": [ "Lightnet (remittance partner)" ], "name": "Stablecoin settlement for cross-border payments and remittances (with Lightnet)", "product": "Crypto services", "useCase": "Cross-border payments and remittances settled in stablecoin on a public blockchain", "assets": "Stablecoin (settlement asset; issuer not named)", "networks": "Public blockchain (Fireblocks infrastructure)", "targetMarket": "Thailand", "customerType": "Cross-border remittance customers", "regulatory": { "status": "Unknown / not independently confirmed", "note": "The Bank of Thailand lists SCB as having successfully tested and exited its cross-border payments regulatory sandbox; sandbox exit is not recorded as an authorisation." }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2024-10-21", "sources": [ "s-scb-lightnet-2024", "s-bot-sandbox-xborder" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2024-10-21", "sources": [ "s-scb-lightnet-2024" ], "note": "Described by SCB as fully commercialized after sandbox graduation in October 2024." }, "announced": "2024-10-21", "lastChange": "2024-10-21", "lastVerified": "2026-10-24", "scope": "Cross-border payments and remittances with Lightnet.", "summary": "Siam Commercial Bank, with SCB 10X and Lightnet, uses stablecoin settlement on a public blockchain for cross-border payments and remittances; SCB said in October 2024 that the project had graduated from the Bank of Thailand regulatory sandbox and is fully commercialized, and the BoT lists SCB as having exited its cross-border payments sandbox.", "regulators": [ "bank-of-thailand" ], "sources": [ { "title": "SCB partners with Lightnet on stablecoin cross-border payments", "publisher": "Siam Commercial Bank", "url": "https://www.scb.co.th/en/about-us/news/oct-2024/scb-partners-stablecoin", "date": "2024-10-21", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:12.192Z" }, { "title": "SCB partners with Lightnet to revolutionize cross-border payments and remittances with Stablecoin (republished release)", "publisher": "The Story Thailand", "url": "https://www.thestorythailand.com/en/scb-stablecoin/", "date": "2024-10-21", "type": "secondary", "verifiedAt": "2026-10-23T21:24:12.308Z" }, { "title": "Regulatory sandbox — cross-border payments: participants and test status (data as of April 2026)", "publisher": "Bank of Thailand", "url": "https://www.bot.or.th/en/financial-innovation/digital-finance/fintech-in-thailand/regulatory-sandbox/Cross-border-Payments.html", "date": "2026-04-30", "type": "primary", "verifiedAt": "2026-10-23T21:24:12.996Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2024-10-21", "dimension": "commercial", "from": null, "to": "Live — commercial, within explicit scope", "discovered": "2026-10-24", "explanation": "Sandbox graduation and commercialisation announced.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-scb-lightnet-2024", "s-story-scb-2024", "s-bot-sandbox-xborder" ] } ] }, { "id": "dbs-token-services", "institutions": [ { "id": "dbs", "name": "DBS", "legalName": "DBS Bank Ltd", "hq": "Singapore", "website": "https://www.dbs.com", "lei": null } ], "name": "DBS Token Services (Treasury Tokens, Conditional Payments, Programmable Rewards)", "product": "Tokenized deposits", "useCase": "24/7 settlement, treasury and liquidity management, programmable payments", "assets": "Tokenised deposits", "networks": "DBS EVM-compatible permissioned blockchain", "targetMarket": "Singapore / multi-market institutional", "customerType": "Institutional clients", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2024-10-18", "sources": [ "s-dbs-dts", "s-dbs-tt" ], "note": "Suite introduced; Treasury Tokens described as a pilot with Ant International." }, "commercial": { "status": "Pilot / proof of concept", "date": "2024-10-18", "sources": [ "s-dbs-tt" ], "note": "Release names a pilot client; general commercial availability not stated." }, "announced": "2024-10-18", "lastChange": "2024-10-18", "scope": "Institutional clients.", "summary": "DBS introduced DBS Token Services in October 2024; its Treasury Tokens component was in a pilot supporting intra-group transfers within Ant International.", "regulators": [], "sources": [ { "title": "DBS rolls out blockchain-powered banking for institutions with DBS Token Services", "publisher": "DBS", "url": "https://www.dbs.com/newsroom/DBS_rolls_out_blockchain_powered_banking_for_institutions_with_DBS_Token_Services_marks_new_milestone_in_financial_services", "date": "2024-10-18", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:53.677Z" }, { "title": "DBS Token Services release — Treasury Tokens section", "publisher": "DBS", "url": "https://www.dbs.com/newsroom/DBS_rolls_out_blockchain_powered_banking_for_institutions_with_DBS_Token_Services_marks_new_milestone_in_financial_services", "date": "2024-10-18", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:53.677Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2024-10-18", "dimension": "technical", "to": "Live — restricted / specific counterparties", "discovered": "2026-10-22", "explanation": "Suite introduced; Treasury Tokens pilot with Ant International.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-22 audit)", "sources": [ "s-dbs-dts", "s-dbs-tt" ], "from": null } ], "lastVerified": "2026-10-22" }, { "id": "commerzbank-crypto-custody-corporates", "institutions": [ { "id": "commerzbank", "name": "Commerzbank", "legalName": "Commerzbank Aktiengesellschaft", "hq": "Germany", "website": "https://www.commerzbank.com", "lei": "851WYGNLUQLFZBSYGB56" } ], "institutionsMentioned": [ "Crypto Finance (trading partner, Deutsche Börse group)" ], "name": "Crypto custody and trading for corporate clients (with Crypto Finance)", "product": "Custody & trading", "useCase": "Custody (Commerzbank) and trading (Crypto Finance) of bitcoin and ether for corporate clients", "assets": "Bitcoin, Ether", "networks": null, "targetMarket": "Germany", "customerType": "Selected existing corporate clients", "regulatory": { "status": "Unknown / not independently confirmed", "note": "Commerzbank states it was granted a crypto custody licence under the German Banking Act (KWG) on 15 Nov 2023; the BaFin register was not reviewed. See also the separate MiCA Art. 60 row." }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2024-09-19", "sources": [ "s-cbk-cryptofinance-2024" ] }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2024-09-19", "sources": [ "s-cbk-cryptofinance-2024" ], "note": "Initially selected existing corporate clients in Germany; BTC and ETH." }, "announced": "2023-11-15", "lastChange": "2024-09-19", "lastVerified": "2026-10-24", "scope": "Selected existing corporate clients in Germany.", "summary": "Commerzbank, which says it received a German crypto custody licence in November 2023, began offering selected corporate clients in Germany custody of bitcoin and ether in September 2024, with Deutsche Börse subsidiary Crypto Finance handling trading.", "regulators": [], "sources": [ { "title": "Commerzbank granted crypto custody licence", "publisher": "Commerzbank", "url": "https://www.commerzbank.de/group/newsroom/press-releases/crypto-custody-licence.html", "date": "2023-11-15", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:04.435Z" }, { "title": "Commerzbank and Deutsche Börse subsidiary Crypto Finance join forces for digital assets in corporate banking", "publisher": "Commerzbank", "url": "https://www.commerzbank.de/group/newsroom/press-releases/commerzbank-crypto-finance.html", "date": "2024-09-19", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:05.979Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2024-09-19", "dimension": "commercial", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "Custody and trading offered to selected corporate clients in Germany.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-cbk-cryptofinance-2024" ] } ] }, { "id": "sc-uae-digital-asset-custody", "institutions": [ { "id": "standard-chartered", "name": "Standard Chartered", "legalName": "Standard Chartered PLC", "hq": "United Kingdom", "website": "https://www.sc.com", "lei": null } ], "name": "Standard Chartered digital asset custody (DIFC, UAE)", "product": "Custody & trading", "useCase": "Institutional custody of crypto-assets", "assets": "BTC, ETH (initially)", "targetMarket": "UAE (DIFC) / global institutional", "customerType": "Institutional clients", "regulatory": { "status": "Approved / authorised", "date": "2024-09-10", "sources": [ "s-sc-uae-custody" ], "note": "Per Standard Chartered, the offering was granted a DFSA licence; the DFSA register entry itself was not reviewed (needs-review)." }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2024-09-10", "sources": [ "s-sc-uae-custody" ] }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2024-09-10", "sources": [ "s-sc-uae-custody" ], "note": "Brevan Howard Digital named as inaugural client." }, "announced": "2023-05-10", "lastChange": "2024-09-10", "scope": "Institutional custody in the DIFC; initially bitcoin and ether.", "summary": "Standard Chartered launched a DFSA-licensed digital asset custody service in the DIFC in September 2024, initially for bitcoin and ether.", "sources": [ { "title": "Standard Chartered launches digital asset custody service in the UAE", "publisher": "Standard Chartered", "url": "https://www.sc.com/en/press-release/standard-chartered-launches-digital-asset-custody-service-in-the-uae/", "date": "2024-09-10", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:56.433Z" } ], "confidence": "needs-review", "history": [ { "date": "2024-09-10", "dimension": "commercial", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-23", "explanation": "Custody service launched in the DIFC with an inaugural institutional client.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-sc-uae-custody" ] } ], "networks": null, "items": [], "regulators": [], "lastVerified": "2026-10-23" }, { "id": "itau-ion-crypto-trading", "institutions": [ { "id": "itau-unibanco", "name": "Itaú Unibanco", "legalName": "Itaú Unibanco S.A.", "hq": "Brazil", "website": "https://www.itau.com.br", "lei": null } ], "name": "Bitcoin and ether trading with own custody in the íon app", "product": "Custody & trading", "useCase": "Retail crypto trading and custody", "assets": "Bitcoin, Ether", "networks": null, "targetMarket": "Brazil", "customerType": "íon Itaú clients", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2024-06-10", "sources": [ "s-itau-crypto-2023", "s-itau-crypto-2024" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2024-06-10", "sources": [ "s-itau-crypto-2024" ], "note": "All íon Itaú clients from 10 June 2024 (gradual rollout from Dec 2023)." }, "announced": "2023-12-04", "lastChange": "2024-06-10", "lastVerified": "2026-10-24", "scope": "íon Itaú investment platform clients.", "summary": "Itaú Unibanco began offering bitcoin and ether trading with custody at the bank itself via its íon investment app in December 2023 and opened it to all íon clients from 10 June 2024.", "regulators": [], "sources": [ { "title": "Itaú Unibanco starts trading cryptocurrencies via íon", "publisher": "Itaú Unibanco", "url": "https://www.itau.com.br/relacoes-com-investidores/noticias/itau-unibanco-inicia-negociacao-de-criptomoedas-via-ion/?lang=en", "date": "2023-12-04", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:11.092Z" }, { "title": "Itaú Unibanco expands access to Bitcoin and Ethereum assets for Itaú íon clients", "publisher": "Itaú Unibanco", "url": "https://www.itau.com.br/relacoes-com-investidores/noticias/itau-unibanco-amplia-acesso-de-clientes-ion-itau-aos-ativos-bitcoin-e-ethereum/?lang=en", "date": "2024-06-10", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:11.845Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2023-12-04", "dimension": "commercial", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "Crypto trading launched via íon (initial stage).", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-itau-crypto-2023" ] }, { "date": "2024-06-10", "dimension": "commercial", "from": "Live — restricted / specific counterparties", "to": "Live — commercial, within explicit scope", "discovered": "2026-10-24", "explanation": "Access expanded to all íon Itaú clients.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-itau-crypto-2024" ] } ] }, { "id": "lbbw-bitpanda-crypto-custody", "institutions": [ { "id": "lbbw", "name": "LBBW", "legalName": "Landesbank Baden-Württemberg", "hq": "Germany", "website": "https://www.lbbw.de", "lei": null } ], "institutionsMentioned": [ "Bitpanda (technology provider)" ], "name": "Crypto custody for corporate clients (with Bitpanda)", "product": "Custody & trading", "useCase": "Custody and procurement of crypto assets for corporate clients", "assets": "Bitcoin, Ether and other digital assets", "networks": null, "targetMarket": "Germany", "customerType": "Corporate clients", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Developing / partnership established", "date": "2024-04-15", "sources": [ "s-lbbw-bitpanda-2024" ], "note": "Partnership agreed; pilot market launch planned for 2H 2024 (later launch not reviewed)." }, "announced": "2024-04-15", "lastChange": "2024-04-15", "lastVerified": "2026-10-24", "scope": "Corporate clients; pilot planned for 2H 2024.", "summary": "LBBW agreed a strategic partnership with Bitpanda in April 2024 to offer corporate clients regulated custody and procurement of crypto assets, with a pilot market launch planned for the second half of 2024. (Source text in German; summary translated.)", "regulators": [], "sources": [ { "title": "LBBW schließt Krypto-Partnerschaft mit Bitpanda", "publisher": "LBBW", "url": "https://www.lbbw.de/artikel/pressemitteilung/lbbw-krypto-partnerschaft-bitpanda_ah6j8nxnnx_d.html", "date": "2024-04-15", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:14.424Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2024-04-15", "dimension": "commercial", "from": null, "to": "Developing / partnership established", "discovered": "2026-10-24", "explanation": "Partnership with Bitpanda announced; pilot planned 2H 2024.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-lbbw-bitpanda-2024" ] } ] }, { "id": "hsbc-gold-token-orion", "institutions": [ { "id": "hsbc", "name": "HSBC", "legalName": "HSBC Holdings plc / The Hongkong and Shanghai Banking Corporation Ltd", "hq": "United Kingdom / Hong Kong", "website": "https://www.hsbc.com", "lei": null } ], "name": "HSBC Gold Token (HSBC Orion) for retail customers", "product": "Tokenized assets", "useCase": "Tokenised physical gold for retail investors", "assets": "Tokenised gold", "networks": "HSBC Orion (private DLT)", "targetMarket": "Hong Kong", "customerType": "Retail customers (HSBC Online Banking and HSBC HK Mobile App)", "regulatory": { "status": "Unknown / not independently confirmed", "note": "HSBC states the product is authorised by the Securities and Futures Commission; the SFC record was not reviewed." }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2024-03-27", "sources": [ "s-hsbc-gold-token-2024" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2024-03-27", "sources": [ "s-hsbc-gold-token-2024" ], "note": "Retail customers in Hong Kong via HSBC Online Banking and HSBC HK Mobile App." }, "announced": "2024-03-27", "lastChange": "2024-03-27", "lastVerified": "2026-10-24", "scope": "Retail customers in Hong Kong.", "summary": "HSBC introduced the HSBC Gold Token for retail customers in Hong Kong in March 2024, tokenised on its HSBC Orion digital assets platform and available via HSBC Online Banking and the HSBC HK Mobile App.", "regulators": [], "sources": [ { "title": "Introducing the HSBC Gold Token to retail customers in Hong Kong", "publisher": "HSBC", "url": "https://www.about.hsbc.com.hk/-/media/hong-kong/en/news-and-media/240412-introducing-hsbc-gold-token-en.pdf", "date": "2024-03-27", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:06.647Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2024-03-27", "dimension": "commercial", "from": null, "to": "Live — commercial, within explicit scope", "discovered": "2026-10-24", "explanation": "HSBC Gold Token introduced to retail customers in Hong Kong.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-hsbc-gold-token-2024" ] } ] }, { "id": "inter-crypto-trading", "institutions": [ { "id": "banco-inter", "name": "Inter (Banco Inter)", "legalName": "Banco Inter S.A.", "hq": "Brazil", "website": "https://inter.co", "lei": null } ], "name": "Inter crypto trading via B3 Digitas", "product": "Crypto services", "useCase": "Retail and business buy/sell of crypto-assets", "assets": "BTC, ETH, USDT, LTC, XRP (at launch)", "targetMarket": "Brazil", "customerType": "Retail and corporate clients (gradual rollout)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2023-06-27", "sources": [ "s-b3-inter-crypto" ], "note": "Initially for a specific client base, rolled out gradually (per B3)." }, "commercial": { "status": "Live — restricted / specific counterparties", "date": "2023-06-27", "sources": [ "s-b3-inter-crypto" ] }, "announced": "2023-06-27", "lastChange": "2023-06-27", "scope": "Inter Invest clients in Brazil; infrastructure by B3 Digitas.", "summary": "Brazil's Inter launched crypto trading for Inter Invest clients in June 2023 on B3 Digitas infrastructure, starting with a specific client base.", "sources": [ { "title": "B3 Digitas lança plataforma para oferta de criptomoedas do Inter", "publisher": "B3", "url": "https://www.b3.com.br/pt_br/noticias/b3-digitas-lanca-plataforma-para-oferta-de-criptomedas-do-inter.htm", "date": "2023-06-27", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:59.263Z" } ], "confidence": "official-institutional", "history": [ { "date": "2023-06-27", "dimension": "commercial", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-23", "explanation": "Launched for a specific client base with gradual rollout.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-b3-inter-crypto" ] } ], "networks": null, "items": [], "regulators": [], "lastVerified": "2026-10-23" }, { "id": "nubank-crypto-trading", "institutions": [ { "id": "nubank", "name": "Nubank", "legalName": "Nu Pagamentos S.A. (Nu Holdings Ltd.)", "hq": "Brazil", "website": "https://nu.com", "lei": null } ], "institutionsMentioned": [ "Paxos (liquidity provider and custodian)" ], "name": "Nubank in-app crypto trading (with Paxos)", "product": "Custody & trading", "useCase": "Retail buying, holding and selling of crypto in the Nu app", "assets": "Crypto assets", "networks": null, "targetMarket": "Brazil", "customerType": "Retail customers in Brazil", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2022-07-26", "sources": [ "s-nubank-crypto-2022" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2022-07-26", "sources": [ "s-nubank-crypto-2022" ], "note": "Made available to the entire customer base in Brazil at the end of June 2022." }, "announced": null, "lastChange": "2022-07-26", "lastVerified": "2026-10-24", "scope": "Retail customers in Brazil.", "summary": "Nubank's in-app crypto trading, operated with Paxos as liquidity provider and custodian, was made available to all customers in Brazil at the end of June 2022 and reached 1 million customers by 26 July 2022.", "regulators": [], "sources": [ { "title": "Nubank reaches 1 million cryptocurrency customers", "publisher": "Nubank", "url": "https://nu.com/en/newsroom/consumers/nubank-reaches-1-million-cryptocurrency-customers", "date": "2022-07-26", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:10.091Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2022-07-26", "dimension": "commercial", "from": null, "to": "Live — commercial, within explicit scope", "discovered": "2026-10-24", "explanation": "Available to the entire Brazilian customer base; 1 million crypto customers.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-nubank-crypto-2022" ] } ] }, { "id": "anz-adc-stablecoin", "institutions": [ { "id": "anz", "name": "ANZ", "legalName": "Australia and New Zealand Banking Group Limited", "hq": "Australia", "website": "https://www.anz.com.au", "lei": null } ], "institutionsMentioned": [ "Zerocap (digital asset exchange)" ], "name": "A$DC Australian-dollar stablecoin", "product": "Stablecoin issuance", "useCase": "Bank-issued AUD stablecoin payment on a public permissionless blockchain", "assets": "AUD stablecoin (A$DC)", "networks": "Ethereum (EVM-compatible smart contract)", "targetMarket": "Australia", "customerType": "Institutional client (Victor Smorgon Group via Zerocap)", "regulatory": { "status": "Unknown / not independently confirmed" }, "technical": { "status": "Live — restricted / specific counterparties", "date": "2022-03-24", "sources": [ "s-anz-adc-2022" ], "note": "Single client transaction executed on a public permissionless blockchain." }, "commercial": { "status": "Pilot / proof of concept", "date": "2022-03-24", "sources": [ "s-anz-adc-2022" ], "note": "ANZ describes continuing to trial the capability." }, "announced": "2022-03-24", "lastChange": "2022-03-24", "lastVerified": "2026-10-24", "scope": "One executed client payment; ANZ said it would continue to trial the capability.", "summary": "ANZ minted A$30 million of its A$DC stablecoin and executed what it described as the first Australian-bank-issued AUD stablecoin payment on a public permissionless blockchain, for Victor Smorgon Group via Zerocap (March 2022).", "regulators": [], "sources": [ { "title": "ANZ completes landmark stablecoin payment", "publisher": "ANZ", "url": "https://www.anz.com.au/newsroom/media/2022/03/anz-completes-landmark-stablecoin-payment/", "date": "2022-03-24", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:01.836Z" } ], "items": [], "confidence": "official-institutional", "history": [ { "date": "2022-03-24", "dimension": "technical", "from": null, "to": "Live — restricted / specific counterparties", "discovered": "2026-10-24", "explanation": "First A$DC payment executed on a public permissionless blockchain.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-anz-adc-2022" ] } ] }, { "id": "zodia-custody-uk", "institutions": [ { "id": "standard-chartered", "name": "Standard Chartered", "legalName": "Standard Chartered PLC", "hq": "United Kingdom", "website": "https://www.sc.com", "lei": null } ], "name": "Zodia Custody (SC Ventures / Northern Trust) — UK", "product": "Custody & trading", "useCase": "Institutional custody of crypto-assets", "assets": "BTC, ETH (at registration)", "targetMarket": "UK / global institutional", "customerType": "Institutional clients", "regulatory": { "status": "Approved / authorised", "date": "2021-07-29", "sources": [ "s-sc-zodia-fca" ], "note": "FCA registration under the UK Money Laundering Regulations (an AML registration, not a full authorisation), as stated by Standard Chartered; the FCA register was not reviewed (needs-review)." }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2021-07-29", "sources": [ "s-sc-zodia-fca" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2021-07-29", "sources": [ "s-sc-zodia-fca" ] }, "announced": "2020-12-09", "lastChange": "2021-07-29", "scope": "Institutional custody; Standard Chartered subsidiary with Northern Trust.", "summary": "Zodia Custody, developed by Standard Chartered's SC Ventures with Northern Trust, received FCA cryptoasset registration in July 2021 and began commercial custody services.", "sources": [ { "title": "Standard Chartered and Northern Trust Announce Zodia Custody Receives FCA Registration", "publisher": "Standard Chartered", "url": "https://www.sc.com/en/press-release/standard-chartered-and-northern-trust-announce-zodia-custody-receives-fca-registration/", "date": "2021-07-29", "type": "official-institutional", "verifiedAt": "2026-10-23T21:23:58.434Z" } ], "confidence": "needs-review", "history": [ { "date": "2021-07-29", "dimension": "regulatory", "from": null, "to": "Approved / authorised", "discovered": "2026-10-23", "explanation": "FCA registration under the Money Laundering Regulations; commercial operations began.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-23 audit)", "sources": [ "s-sc-zodia-fca" ] } ], "networks": null, "items": [], "regulators": [], "lastVerified": "2026-10-23" }, { "id": "amina-finma-digital-asset-bank", "institutions": [ { "id": "amina", "name": "AMINA Bank", "legalName": "AMINA Bank AG (formerly SEBA Bank AG)", "hq": "Switzerland", "website": "https://aminagroup.com", "lei": null } ], "name": "FINMA-licensed digital asset bank (formerly SEBA)", "product": "Custody & trading", "useCase": "Integrated banking with digital asset services", "assets": "Digital assets", "networks": null, "targetMarket": "Switzerland", "customerType": "Swiss clients at launch; selected foreign jurisdictions planned", "regulatory": { "status": "Approved / authorised", "date": "2019-08-26", "sources": [ "s-finma-2019-blockchain-banks", "s-finma-2019-names" ] }, "technical": { "status": "Live — commercial, within explicit scope", "date": "2019-11-12", "sources": [ "s-amina-launch-2019" ] }, "commercial": { "status": "Live — commercial, within explicit scope", "date": "2019-11-12", "sources": [ "s-amina-launch-2019" ], "note": "Swiss clients from Nov 2019 after a one-month test phase." }, "announced": "2019-08-26", "lastChange": "2019-11-12", "lastVerified": "2026-10-24", "scope": "Swiss clients at launch.", "summary": "SEBA Crypto AG (now AMINA Bank AG) received a FINMA banking and securities dealer licence in August 2019 and opened onboarding to Swiss clients in November 2019.", "regulators": [ "finma" ], "sources": [ { "title": "FINMA: new blockchain service providers licensed; systematic AML in the blockchain sector", "publisher": "FINMA", "url": "https://www.finma.ch/en/news/2019/08/20190826-mm-kryptogwg/", "date": "2019-08-26", "type": "primary", "verifiedAt": "2026-10-23T21:24:07.947Z" }, { "title": "FINMA 26 Aug 2019 (named licensees)", "publisher": "FINMA", "url": "https://www.finma.ch/en/news/2019/08/20190826-mm-kryptogwg/", "date": "2019-08-26", "type": "primary", "verifiedAt": "2026-10-23T21:24:07.947Z" }, { "title": "SEBA Bank (now AMINA Bank AG) launches operative business", "publisher": "AMINA Bank", "url": "https://aminagroup.com/press/seba-bank-launches-operative-business/", "date": "2019-11-12", "type": "official-institutional", "verifiedAt": "2026-10-23T21:24:08.196Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2019-08-26", "dimension": "regulatory", "from": null, "to": "Approved / authorised", "discovered": "2026-10-24", "explanation": "FINMA banking and securities dealer licence issued.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-finma-2019-blockchain-banks", "s-finma-2019-names" ] }, { "date": "2019-11-12", "dimension": "commercial", "from": null, "to": "Live — commercial, within explicit scope", "discovered": "2026-10-24", "explanation": "Operative business launched for Swiss clients.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-amina-launch-2019" ] } ] }, { "id": "sygnum-finma-bank-licence", "institutions": [ { "id": "sygnum", "name": "Sygnum Bank", "legalName": "Sygnum Bank AG", "hq": "Switzerland", "website": "https://www.sygnum.com", "lei": null } ], "name": "FINMA banking and securities dealer licence (digital asset bank)", "product": "Custody & trading", "useCase": "Regulated digital asset banking for institutional and professional customers", "assets": "Digital assets", "networks": null, "targetMarket": "Switzerland", "customerType": "Institutional and professional customers", "regulatory": { "status": "Approved / authorised", "date": "2019-08-26", "sources": [ "s-finma-2019-blockchain-banks", "s-finma-2019-names" ] }, "technical": { "status": "Unknown / not independently confirmed" }, "commercial": { "status": "Unknown / not independently confirmed" }, "announced": "2019-08-26", "lastChange": "2019-08-26", "lastVerified": "2026-10-24", "scope": "Licence record only; services as described by FINMA in 2019.", "summary": "FINMA issued Sygnum AG a banking and securities dealer licence in August 2019, one of the first two pure-play blockchain service providers it licensed, to serve institutional and professional customers.", "regulators": [ "finma" ], "sources": [ { "title": "FINMA: new blockchain service providers licensed; systematic AML in the blockchain sector", "publisher": "FINMA", "url": "https://www.finma.ch/en/news/2019/08/20190826-mm-kryptogwg/", "date": "2019-08-26", "type": "primary", "verifiedAt": "2026-10-23T21:24:07.947Z" }, { "title": "FINMA 26 Aug 2019 (named licensees)", "publisher": "FINMA", "url": "https://www.finma.ch/en/news/2019/08/20190826-mm-kryptogwg/", "date": "2019-08-26", "type": "primary", "verifiedAt": "2026-10-23T21:24:07.947Z" } ], "items": [], "confidence": "primary", "history": [ { "date": "2019-08-26", "dimension": "regulatory", "from": null, "to": "Approved / authorised", "discovered": "2026-10-24", "explanation": "FINMA banking and securities dealer licence issued.", "reviewer": "cryptobanking.news editor (AI-assisted, 2026-10-24 coverage expansion)", "sources": [ "s-finma-2019-blockchain-banks", "s-finma-2019-names" ] } ] } ] }