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EBA identifies priorities for the review of MiCA

Primary source: European Banking Authority ↗

The EBA recommends regulating crypto-asset lending, including activities linked to decentralised finance (DeFi).

Verbatim from European Banking Authority✓ quote verified 2026-10-22

Summary

Responding to the Commission’s targeted consultation, the EBA called for scope clarifications in MiCA and regulation of crypto-asset lending including DeFi.

What it means for banks

Signals where MiCA 2.0 may go: banks planning crypto lending or collateral services should expect explicit rules.

Analysis, not advice.

AIAI-assisted: summary and bank-impact text were drafted with AI from the primary source. AI-drafted from the primary source; quote string-matched by scripts/verify.mjs. Methodology · Report an error

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