State of Crypto Banking — July 2026

verified items this month

5

from regulators / central banks

2

tracker status moves

2

dated deadlines in next 90 days

1

• 5 verified items were published in July 2026: 2 Tier 1 (regulators, central banks, standard setters), 3 Tier 2 (banks, FMIs, networks), 0 Tier 3.
• By jurisdiction: Global 2, EU 2, AE 1, SE 1.
• The bank tracker holds 56 initiatives: 25 commercially live (within stated scope), 11 with a regulator authorisation, 11 MiCA Art. 60 notifications, 9 at pilot stage.
• Total USD-pegged stablecoin supply was $303bn on 2026-10-23 (-0.6% vs 2026-09-23), per DefiLlama.

• 2026-07-08 · technical

  Swift shared blockchain ledger for tokenised-deposit cross-border payments

  Developing / partnership established

  Ledger ready for initial use.

  Swift ↗ (opens source in new tab)

• 2026-07-04 · regulatory

  DDSC dirham stablecoin (with IHC, Sirius)

  Approved / authorised

  CBUAE NOC per issuer press release.

  DDSC press release (distributed via Zawya) ↗ (opens source in new tab)

• 1 Jul 2026/T1Regulator🇪🇺EU
  Czech National Bank grants MiCA crypto-asset service licences to 11 entities

  “After this date, only legal entities authorised by the competent supervisory authority of an EU Member State will be allowed to provide crypto-asset services throughout the European Union.”

  Czech National Bank ↗ (opens source in new tab)

• 1 Jul 2026/T1Regulator🇪🇺EU
  Sweden's MiCA transition period has ended: only authorised crypto firms may now serve Swedish customers

  “Den sista juni löpte tidsfristen ut för övergångsperioden av EU:s kryptoregelverk Mica.”

  Finansinspektionen (Sweden) ↗ (opens source in new tab)

• 16 Jul 2026/T2Bank / FMI🌐Global
  Visa introduces platform for stablecoin minting, movement and management

  “Today, Visa (NYSE: V) announced the Visa Stablecoin Platform (VSP) , a new enterprise platform designed to help financial institutions, fintechs, and crypto natives access stablecoin capabilities through a single Visa -managed environment.”

  Visa ↗ (opens source in new tab)

• 8 Jul 2026/T2Bank / FMI🌐Global
  Swift's blockchain ledger ready for initial use as 17 banks prepare tokenised cross-border payments

  “The shared ledger provides participating banks with a secure orchestration layer for bank-issued tokenised deposits on their own ledgers, enabling them to move funds for customers -- including overnight and on weekends -- before completing final settlement through existing systems.”

  Swift ↗ (opens source in new tab)

• 4 Jul 2026/T2Bank / FMI🌍Middle East
  DDSC dirham stablecoin receives CBUAE approval for selected VARA-regulated exchanges

  “The UAE dirham-backed stablecoin is issued through the collaboration between IHC, First Abu Dhabi Bank (FAB) and Sirius International Holding, and settles on ADI Chain.”

  DDSC (press release via Zawya) ↗ (opens source in new tab)

• 16 Oct 2026 · MAS stablecoin framework (APAC) — MAS consultation on Payment Services Act amendments for stablecoins closed source ↗ (opens source in new tab)

Dates that fell this month: 1 Jul 2026 MiCA CASP transitional (grandfathering) period ends EU-wide.

1. HSBC100/100
2. Standard Chartered88/100
3. Societe Generale-FORGE85/100
4. BBVA85/100
5. Openbank85/100
6. AMINA Bank85/100
7. Citi65/100
8. Emirates NBD60/100

European Union / EEA 2 · Sweden 1 · United Arab Emirates 1

All items quote their primary source verbatim (string-matched before publication). Tracker statuses cite dated evidence. Metrics: DefiLlama Stablecoins API, fetched 2026-10-23 21:44 UTC. Methodology · Corrections · Data CC BY 4.0, cite “cryptobanking.news”.